Colchester Community Debt Support CIC

Reference number: 1035606

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When colchestercds.org.uk first appeared online, and whether it can receive email
  • What kind of line 07725 075030 is
  • Who else gives the postcode CO5 7PB
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
25 February 2025 (1 year old)
Registered office
The Old Cottage, Peldon Road, Abberton, Colchester, Essex, CO5 7PB, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Joanne Clare Blyth Director Jun 1970 25 Feb 2025 None
Paul John Blyth Director Oct 1969 25 Feb 2025 None
Clayton John Brand Beckwith Director Sep 1963 30 Mar 2026 None
Helen Joyce Carless Director Aug 1976 30 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
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Key dates in its history

Colchester Community Debt Support CIC’s history from the FCA register and Companies House, newest first.

2025

9 October 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

25 February 2025

  • Incorporated at Companies House
  • Joanne Clare Blyth took control (75–100% of votes)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Colchester Community Debt Support CIC

Other firms of the same type (debt advice or management), nearest first.

In Colchester

In the Colchester (CO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Colchester Community Debt Support CIC

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Colchester Community Debt Support CIC FCA authorised?
Yes, Colchester Community Debt Support CIC (FRN 1035606) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2025 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Colchester Community Debt Support CIC’s phone number and website?
The FCA register lists the phone number 07725 075030 and the website colchestercds.org.uk for Colchester Community Debt Support CIC. If you were given different contact details, use these to check with the firm before going any further.
Is Colchester Community Debt Support CIC a scam or clone?
Colchester Community Debt Support CIC is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Colchester Community Debt Support CIC?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Colchester Community Debt Support CIC handles your money, so check the specific product before you commit. You can also refer complaints about Colchester Community Debt Support CIC to the Financial Ombudsman Service, free of charge.
Who owns Colchester Community Debt Support CIC?
Companies House lists one person with significant control of Colchester Community Debt Support CIC: Mrs Joanne Clare Blyth (75–100% of votes).
Who runs Colchester Community Debt Support CIC?
Companies House lists 4 directors of Colchester Community Debt Support CIC: Joanne Clare Blyth, Paul John Blyth, Clayton John Brand Beckwith and Helen Joyce Carless.
How long has Colchester Community Debt Support CIC been in business?
The company was formed on 25 February 2025, and has held its current FCA authorisation since October 2025.

Sources and links

The full report on Colchester Community Debt Support CIC

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