Colchester Garrison Officers' Club Limited

Reference number: 738594

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cgoclub.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 545444 is
  • Who else gives the postcode CO2 7NU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Colchester Officers' Club Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03982585
Company status
Active
Company type
Private company limited by guarantee
Incorporated
28 April 2000 (26 years old)
Registered office
Colchester Officers' Club Ltd, Londinium Road, Colchester, CO2 7NU, England
Nature of business
  • Activities of other membership organisations not elsewhere classified (SIC 94990)

Directors and company secretaries

Name Role Born Appointed Other companies
Piers Graham Director Aug 1965 5 Dec 2008 None
Christopher Robin Highfield Director Mar 1961 5 Dec 2008 4 other companies
Gillian Anne Bober Director Jan 1947 21 Jul 2010 1 other company
Stephen Hirst Director Nov 1947 1 Sep 2018 9 other companies
Peter Halliday Director Nov 1945 30 Apr 2022 None
Christine Long Director Sep 1949 31 Aug 2022 None
Stephen Hirst Secretary Not published 30 Apr 2019 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
10
went insolvent
1

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 19 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Turnover

£468k

Not compared: the previous accounts cover a different length of time

Profit before tax

£5,165

Not compared: the previous accounts cover a different length of time

Net assets

£1.63m

<1% from £1.62m

Cash at bank

£31.6k

−31% from £45.4k

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03982585. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Colchester Garrison Officers' Club’s history from the FCA register and Companies House, newest first.

Key events (4) All events (36)

2016

14 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

5 December 2008

  • Board replaced: its only director left and 6 new directors took over

Companies House

2000

28 April 2000

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (4 shown here)
  • Every director appointment and resignation: 29
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Firms like Colchester Garrison Officers' Club

Other firms of the same type (credit broker), nearest first.

In Colchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Colchester Garrison Officers' Club

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 36 events in its history

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Frequently asked questions about this firm

Is Colchester Garrison Officers' Club Limited FCA authorised?
Yes, Colchester Garrison Officers' Club Limited (FRN 738594) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Colchester Garrison Officers' Club’s phone number and website?
The FCA register lists the phone number 01206 545444 and the website cgoclub.co.uk for Colchester Garrison Officers' Club. If you were given different contact details, use these to check with the firm before going any further.
Is Colchester Garrison Officers' Club a scam or clone?
Colchester Garrison Officers' Club is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Colchester Garrison Officers' Club?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Colchester Garrison Officers' Club handles your money, so check the specific product before you commit. You can also refer complaints about Colchester Garrison Officers' Club to the Financial Ombudsman Service, free of charge.
Who runs Colchester Garrison Officers' Club?
Companies House lists 6 directors of Colchester Garrison Officers' Club: Piers Graham, Christopher Robin Highfield, Gillian Anne Bober, Stephen Hirst, Peter Halliday and Christine Long.
How long has Colchester Garrison Officers' Club been in business?
The company was formed on 28 April 2000, and has held its current FCA authorisation since March 2016.
What do Colchester Garrison Officers' Club’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £468k (not compared: the previous accounts cover a different length of time) and profit before tax of £5,165 (not compared: the previous accounts cover a different length of time).
Does Colchester Garrison Officers' Club use any other names?
It trades as The Colchester Officers' Club.

Sources and links

The full report on Colchester Garrison Officers' Club Limited

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