Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 May 2026
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Colchester Mortgage Solutions Ltd (FRN 490025) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Colchester Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Colchester Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
62 Oaklands Avenue, Colchester, Essex, CO3 9ES, United Kingdom
In the full report: 2 background checks
- What kind of line 01206 577164 is
- Who else gives the postcode CO3 9ES
Other names (2)
If you were contacted under any of these names, it is this firm.
- The Little Mortgage Shop Trading name: A name it trades under now.
- Colchester Mortgage Solutions Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13381490 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 May 2021 (5 years old)
- Registered office
- 62 Oaklands Avenue, Colchester, CO3 9ES, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Georgina Chantal Lindsey Glister | Director | Jun 1980 | 7 May 2021 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Total equity
£34.2k
−12% from £38.8k
Cash at bank
£34.8k
−21% from £44.2k
Employees (average)
1
Same as 1
Owed within a year
£1,596
−72% from £5,787
Total equity
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13381490. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Colchester Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2022
4 October 2022
- Began trading as "The Little Mortgage Shop"
FCA register
2021
12 August 2021
- Changed its registered name from "Colchester Mortgage Solutions"
FCA register
7 May 2021
- Incorporated at Companies House
- Georgina Chantal Lindsey Glister took control (75–100% of shares)
- Georgina Chantal Lindsey Glister appointed as a director
Companies House
2008
13 October 2008
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Colchester Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Colchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Colchester Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Colchester Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for Colchester Mortgage Solutions?
What is Colchester Mortgage Solutions’ phone number?
Is Colchester Mortgage Solutions a scam or clone?
Is my money safe with Colchester Mortgage Solutions?
Who owns Colchester Mortgage Solutions?
Who runs Colchester Mortgage Solutions?
How long has Colchester Mortgage Solutions been in business?
What do Colchester Mortgage Solutions’ latest accounts show?
Does Colchester Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk