Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 March 2025
Responsible principal firm
Switcha Limited Reference number: 828963 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Coldseal eco upgrades UK Ltd (FRN 931627) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not Coldseal eco upgrades UK.
- Example: if Coldseal eco upgrades UK refers you to a financial adviser, the advice should come from the principal firm, not from Coldseal eco upgrades UK itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Cavendish House, Littlewood Drive, Cleckheaton, Kirklees, BD19 4TE, United Kingdom
In the full report: 2 background checks
- What kind of line 07531 091974 is
- Who else gives the postcode BD19 4TE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11283394 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 March 2018 (8 years old)
- Registered office
- Cavendish House, Littlewood Drive, Cleckheaton, BD19 4TE, England
- Nature of business
-
- Glazing (SIC 43342)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ben Degnan | Director | Mar 1984 | 29 Mar 2018 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£97.4k
−36% from £152k
Employees (average)
2
Same as 2
Owed within a year
£33.8k
Up £32.6k from £1,220
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11283394. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Coldseal eco upgrades UK’s history from the FCA register and Companies House, newest first.
2025
11 September 2025
- Changed its registered name from "Coldseal eco upgrades U.K. Ltd"
FCA register
2020
10 August 2020
- Became an introducer appointed representative
FCA register
2018
29 March 2018
- Incorporated at Companies House
- Ben Degnan took control (75–100% of shares)
- Ben Degnan appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Coldseal eco upgrades UK
Other firms of the same type (home improvement or trades), nearest first.
In the Bradford (BD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Coldseal eco upgrades UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk