Cole Rayment & White Wadebridge Ltd

Reference number: 991205

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cole Rayment & White Wadebridge Ltd (FRN 991205) introduces customers to Continuum (Financial Services) LLP (FRN 802331). Any regulated advice or arranging is done by the principal, not Cole Rayment & White Wadebridge.
  • Example: if Cole Rayment & White Wadebridge refers you to a financial adviser, the advice should come from the principal firm, not from Cole Rayment & White Wadebridge itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01208 813595

  • Address

    20 Molesworth Street, Wadebridge, Cornwall, PL27 7DG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01208 813595 is
  • Who else gives the postcode PL27 7DG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Continuum (Financial Services) LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
COLE RAYMENT & WHITE WADEBRIDGE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
20 November 2014 (11 years old)
Registered office
20 Molesworth Street, Wadebridge, PL27 7DG
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeffery Darrin Cyril Cole Director Jul 1966 20 Nov 2014 None
Julie Marie Cole Director Dec 1970 20 Nov 2014 None
Jason George Director Jan 1970 20 Nov 2014 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£249k

+18% from £211k

Cash at bank

£260k

+25% from £208k

Employees (average)

15

−6.3% from 16

Owed within a year

£204k

+173% from £74.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09319662. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cole Rayment & White Wadebridge’s history from the FCA register and Companies House, newest first.

2026

21 August 2026

  • Jason George became a part-owner (25–50% of shares)
  • Jason George stopped being a part-owner

Companies House

2023

3 February 2023

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Jason George became a part-owner (25–50% of shares)
  • Jeffery Darrin Cole became a part-owner (25–50% of shares)
  • Julie Cole became a part-owner (25–50% of shares)

Companies House

2014

20 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Cole Rayment & White Wadebridge

Other firms of the same type (financial adviser), nearest first.

In Wadebridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cole Rayment & White Wadebridge

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Cole Rayment & White Wadebridge Ltd FCA authorised?
Cole Rayment & White Wadebridge Ltd (FRN 991205) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cole Rayment & White Wadebridge?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cole Rayment & White Wadebridge Ltd (FRN 991205) introduces customers to Continuum (Financial Services) LLP (FRN 802331). Any regulated advice or arranging is done by the principal, not Cole Rayment & White Wadebridge. Example: if Cole Rayment & White Wadebridge refers you to a financial adviser, the advice should come from the principal firm, not from Cole Rayment & White Wadebridge itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cole Rayment & White Wadebridge’s phone number?
The FCA register lists the phone number 01208 813595 for Cole Rayment & White Wadebridge. If you were given different contact details, use these to check with the firm before going any further.
Is Cole Rayment & White Wadebridge a scam or clone?
Cole Rayment & White Wadebridge is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cole Rayment & White Wadebridge?
Protection works through Continuum (Financial Services) LLP, the principal firm responsible for Cole Rayment & White Wadebridge's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cole Rayment & White Wadebridge?
Companies House lists 3 people with significant control of Cole Rayment & White Wadebridge: Mr Jason George (25–50% of shares), Mr Jeffery Darrin Cole (25–50% of shares) and Mrs Julie Cole (25–50% of shares).
Who runs Cole Rayment & White Wadebridge?
Companies House lists 3 directors of Cole Rayment & White Wadebridge: Jeffery Darrin Cyril Cole, Julie Marie Cole and Jason George.
How long has Cole Rayment & White Wadebridge been in business?
The company was formed on 20 November 2014.
What do Cole Rayment & White Wadebridge’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £249k (+18% from £211k) and cash at bank of £260k (+25% from £208k).

Sources and links

The full report on Cole Rayment & White Wadebridge Ltd

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