Colin Morgan

Reference number: 538471

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Appointed representative

Colin Morgan does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Beable Ltd Reference number: 804722 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Colin Morgan (FRN 538471) is an AR of Beable Ltd (FRN 804722). When you use Colin Morgan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Colin Morgan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    029 2061 4343

  • Address

    300 North Road, Gabalfa, Cardiff, South Wales, CF14 3BN, United Kingdom

In the full report: 2 background checks

  • What kind of line 029 2061 4343 is
  • Who else gives the postcode CF14 3BN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cardiff Mortgage Centre Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Beable Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Colin Morgan’s history from the FCA register and Companies House, newest first.

2014

13 June 2014

  • Began trading as "Cardiff Mortgage Centre"

FCA register

2010

30 December 2010

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Colin Morgan

Other FCA-listed firms that share a director, phone number or address with Colin Morgan. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Colin Morgan

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cardiff

Bocc Finance LimitedCardiffAppointed representativeCeltic Finance LtdCardiffAppointed representativeComplex Capital LimitedCardiffAppointed representativeDJC Financial Solutions LtdCardiffAppointed representativeEzra Finance LtdCardiffAppointed representativeFirst In Mortgages LtdCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Colin Morgan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Colin Morgan FCA authorised?
Colin Morgan (FRN 538471) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Colin Morgan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Colin Morgan (FRN 538471) is an AR of Beable Ltd (FRN 804722). When you use Colin Morgan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Colin Morgan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Colin Morgan’s phone number?
The FCA register lists the phone number 029 2061 4343 for Colin Morgan. If you were given different contact details, use these to check with the firm before going any further.
Is Colin Morgan a scam or clone?
Colin Morgan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Colin Morgan?
Protection works through Beable Ltd, the principal firm responsible for Colin Morgan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Colin Morgan use any other names?
It trades as Cardiff Mortgage Centre.

Sources and links

The full report on Colin Morgan

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