Collective Financial Planning Limited
Reference number: 576147
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 March 2026
- Confirmation statement is overdue at Companies House
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Collective Financial Planning Limited (FRN 576147) is an AR of Openwork Limited (FRN 408285). When you use Collective Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Collective Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 625, Milton Keynes Business Centre, Foxhunter Drive, Linford Wood, Milton Keynes, MK14 6GD, United Kingdom
In the full report: 3 background checks
- When colfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01908 062448 is
- Who else gives the postcode MK14 6GD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Collective Financial Planning Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 07941711 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 February 2012 (14 years old)
- Registered office
- 6 Parkside Court, Greenhough Road, Lichfield, Staffordshire, WS13 7AU
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sundip Ramesh Sonpal | Director | Oct 1965 | 8 Feb 2012 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- still active
- 4
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1.45m
+12% from £1.29m
Cash at bank
£1.51m
+9.3% from £1.38m
Employees (average)
17
+13% from 15
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07941711. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Collective Financial Planning’s history from the FCA register and Companies House, newest first.
2023
23 August 2023
- Changed its registered name from "Collective Financial Planning Ltd"
FCA register
2016
6 April 2016
- Sundip Ramesh Sonpal became a part-owner (25–50% of shares)
Companies House
2012
28 February 2012
- Became an appointed representative
FCA register
8 February 2012
- Incorporated at Companies House
- Sundip Ramesh Sonpal appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Collective Financial Planning
Other FCA-listed firms that share a director, phone number or address with Collective Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Collective Financial Planning
Other firms of the same type (financial adviser), nearest first.
In Milton Keynes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Collective Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 5 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Collective Financial Planning Limited FCA authorised?
What does appointed representative mean for Collective Financial Planning?
What is Collective Financial Planning’s phone number and website?
Is Collective Financial Planning a scam or clone?
Is my money safe with Collective Financial Planning?
Who owns Collective Financial Planning?
Who runs Collective Financial Planning?
How long has Collective Financial Planning been in business?
What do Collective Financial Planning’s latest accounts show?
Does Collective Financial Planning use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk