COLOFS.CO.UK Ltd

Reference number: 982062

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

LOANS WAREHOUSE LIMITED Reference number: 713110 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • COLOFS.CO.UK Ltd (FRN 982062) introduces customers to LOANS WAREHOUSE LIMITED (FRN 713110). Any regulated advice or arranging is done by the principal, not COLOFS.CO.UK.
  • Example: if COLOFS.CO.UK refers you to a financial adviser, the advice should come from the principal firm, not from COLOFS.CO.UK itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thesecondmortgagecompany.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 083 1593 is
  • Who else gives the postcode BN43 5NJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Second Mortgage Company Trading name
  • COLOSF.CO.UK Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Loans Warehouse Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13875304
Company status
Active
Company type
Private limited company
Incorporated
27 January 2022 (4 years old)
Registered office
St James' Hall, Mill Road, Lancing, West Sussex, BN15 0PT, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Edwin Charles Fry Director Jun 1963 27 Jan 2022 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

−£2,579

Down £2,397 from −£182

Cash at bank

£7,496

+16% from £6,471

Employees (average)

2

Same as 2

Owed within a year

£10.9k

+51% from £7,220

Net assets are negative: on its last balance sheet the company owed £2,579 more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13875304. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Colofs.co.uk’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

6 July 2026

  • Changed its registered name from "COLOSF.CO.UK Ltd"

FCA register

2022

31 August 2022

  • Became an introducer appointed representative

FCA register

27 January 2022

  • Incorporated at Companies House
  • Mark Edwin Charles Fry took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Colofs.co.uk

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shoreham-by-Sea

Cleeves Financial Services LimitedShoreham-By-SeaAppointed representativeJames KaslikShoreham-by-SeaAppointed representativeSimon ConnShoreham-by-SeaAppointed representativeStuart Bryan AvernShoreham-by-SeaAppointed representativeSuzanne Mary TonerShoreham-By-SeaAppointed representativeChris BattonShoreham-By-SeaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Colofs.co.uk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is COLOFS.CO.UK Ltd FCA authorised?
COLOFS.CO.UK Ltd (FRN 982062) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Colofs.co.uk?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. COLOFS.CO.UK Ltd (FRN 982062) introduces customers to LOANS WAREHOUSE LIMITED (FRN 713110). Any regulated advice or arranging is done by the principal, not Colofs.co.uk. Example: if Colofs.co.uk refers you to a financial adviser, the advice should come from the principal firm, not from Colofs.co.uk itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Colofs.co.uk’s phone number and website?
The FCA register lists the phone number 0800 083 1593 and the website thesecondmortgagecompany.co.uk for Colofs.co.uk. If you were given different contact details, use these to check with the firm before going any further.
Is Colofs.co.uk a scam or clone?
Colofs.co.uk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Colofs.co.uk?
Protection works through Loans Warehouse Limited, the principal firm responsible for Colofs.co.uk's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Colofs.co.uk?
Companies House lists one person with significant control of Colofs.co.uk: Mr Mark Edwin Charles Fry (75–100% of shares).
Who runs Colofs.co.uk?
Companies House lists one director of Colofs.co.uk: Mark Edwin Charles Fry.
How long has Colofs.co.uk been in business?
The company was formed on 27 January 2022.
What do Colofs.co.uk’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£2,579 (down £2,397 from −£182) and cash at bank of £7,496 (+16% from £6,471).
Does Colofs.co.uk use any other names?
It trades as The Second Mortgage Company. It has previously used the name COLOSF.CO.UK Ltd.

Sources and links

The full report on COLOFS.CO.UK Ltd

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