Commerce Business Systems Ltd

Reference number: 718375

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When commercebusinesssystems.co.uk first appeared online, and whether it can receive email
  • What kind of line 01274 496220 is
  • Who else gives the postcode BD3 7AF
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
COMMERCE BUSINESS SYSTEMS LIMITED
Company number
04595296
Company status
Active
Company type
Private limited company
Incorporated
20 November 2002 (23 years old)
Registered office
Unit 5 Thornbury Industrial Park, Woodhall Road, Bradford, West Yorkshire, BD3 7AF, United Kingdom
Nature of business
  • Wholesale of computers, computer peripheral equipment and software (SIC 46510)

Directors and company secretaries

Name Role Born Appointed Other companies
John Richard Green Director Oct 1971 20 Nov 2002 3 other companies
Paul Andrew Ulyett Director Feb 1962 1 Mar 2004 4 other companies
John Richard Green Secretary Not published 3 Jul 2015 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4
run together
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£2.36m

+31% from £1.80m

Cash at bank

£1.06m

+24% from £856k

Owed within a year

£1.17m

<1% from £1.18m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04595296. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commerce Business Systems’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • John Richard Green became a part-owner (25–50% of shares)
  • Paul Andrew Ulyett became a part-owner (25–50% of shares)

Companies House

12 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

20 November 2002

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Commerce Business Systems

Other firms of the same type (credit broker), nearest first.

In Bradford

ABL Business LtdBradfordAuthorisedjahangir zebBradfordAuthorisedKarl Ellis and Ian MartinBradfordAuthorisedMahmood HussainBradfordAuthorisedNadeem ZaibBradfordAuthorisedNarinder KhroudBradfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commerce Business Systems

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Commerce Business Systems Ltd FCA authorised?
Yes, Commerce Business Systems Ltd (FRN 718375) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Commerce Business Systems’ phone number and website?
The FCA register lists the phone number 01274 496220 and the website commercebusinesssystems.co.uk for Commerce Business Systems. If you were given different contact details, use these to check with the firm before going any further.
Is Commerce Business Systems a scam or clone?
Commerce Business Systems is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Commerce Business Systems?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Commerce Business Systems handles your money, so check the specific product before you commit. You can also refer complaints about Commerce Business Systems to the Financial Ombudsman Service, free of charge.
Who owns Commerce Business Systems?
Companies House lists 2 people with significant control of Commerce Business Systems: John Richard Green (25–50% of shares) and Mr Paul Andrew Ulyett (25–50% of shares).
Who runs Commerce Business Systems?
Companies House lists 2 directors of Commerce Business Systems: John Richard Green and Paul Andrew Ulyett.
How long has Commerce Business Systems been in business?
The company was formed on 20 November 2002, and has held its current FCA authorisation since January 2016.
What do Commerce Business Systems’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.36m (+31% from £1.80m) and cash at bank of £1.06m (+24% from £856k).

Sources and links

The full report on Commerce Business Systems Ltd

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