Commercial Improvements Limited

Reference number: 1056080

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

HTG Finance Limited Reference number: 825534 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • COMMERCIAL IMPROVEMENTS LIMITED (FRN 1056080) introduces customers to HTG Finance Limited (FRN 825534). Any regulated advice or arranging is done by the principal, not COMMERCIAL IMPROVEMENTS.
  • Example: if COMMERCIAL IMPROVEMENTS refers you to a financial adviser, the advice should come from the principal firm, not from COMMERCIAL IMPROVEMENTS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When commercialimprovements.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 640442 is
  • Who else gives the postcode LU2 8DL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HTG Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11278395
Company status
Active
Company type
Private limited company
Incorporated
27 March 2018 (8 years old)
Registered office
250 The Village Butterfield Business Park, Great Marlings, Luton, Bedfordshire, LU2 8DL, England
Nature of business
  • Other specialised construction activities not elsewhere classified (SIC 43999)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammad Awais Jilani Director Oct 1991 30 Apr 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£2.55m

+136% from £1.08m

Cash at bank

£14.9m

+91% from £7.78m

Employees (average)

32

+60% from 20

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11278395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commercial Improvements’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

11 May 2026

  • Became an introducer appointed representative

FCA register

2021

1 January 2021

  • Elisabeta Ungureanu stopped being a part-owner

Companies House

2020

16 November 2020

  • Muhammad Awais Jilani took control (75–100% of shares)

Companies House

2018

27 March 2018

  • Incorporated at Companies House
  • Elisabeta Ungureanu became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Commercial Improvements

Other firms of the same type (home improvement or trades), nearest first.

In Luton

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commercial Improvements

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Commercial Improvements Limited FCA authorised?
Commercial Improvements Limited (FRN 1056080) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Commercial Improvements?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Commercial Improvements Limited (FRN 1056080) introduces customers to HTG Finance Limited (FRN 825534). Any regulated advice or arranging is done by the principal, not Commercial Improvements. Example: if Commercial Improvements refers you to a financial adviser, the advice should come from the principal firm, not from Commercial Improvements itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Commercial Improvements’ phone number and website?
The FCA register lists the phone number 01582 640442 and the website commercialimprovements.co.uk for Commercial Improvements. If you were given different contact details, use these to check with the firm before going any further.
Is Commercial Improvements a scam or clone?
Commercial Improvements is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Commercial Improvements?
Protection works through HTG Finance Limited, the principal firm responsible for Commercial Improvements's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Commercial Improvements?
Companies House lists one person with significant control of Commercial Improvements: Mr Muhammad Awais Jilani (75–100% of shares). Before that, it was controlled by Mrs Elisabeta Ungureanu.
Who runs Commercial Improvements?
Companies House lists one director of Commercial Improvements: Muhammad Awais Jilani.
How long has Commercial Improvements been in business?
The company was formed on 27 March 2018.
What do Commercial Improvements’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.55m (+136% from £1.08m) and cash at bank of £14.9m (+91% from £7.78m).

Sources and links

The full report on Commercial Improvements Limited

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