Commercial Trust Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

commercialtrust.co.uk (opens in a new tab)
Phone number

01603 896751
Address

Commercial Trust Ltd, Norfolk Tower, 48-52 Surrey Street, Norwich, Norfolk, NR1 3PA, United Kingdom

In the full report: 3 background checks

When commercialtrust.co.uk first appeared online, and whether it can receive email
What kind of line 01603 896751 is
Who else gives the postcode NR1 3PA

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08633445 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 August 2013 (13 years old)
Registered office: 25-27 Surrey Street, Norwich, Norfolk, NR1 3NX, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Clive Turner	Director	Jun 1958	1 Aug 2013	27 other companies
Paul Joseph Hollander	Director	Sep 1980	13 Jan 2017	17 other companies
Jorden Michael Abbs	Director	Oct 1983	1 Feb 2018	None
Nicola Elizabeth Claire Eaton	Director	Sep 1978	4 Oct 2024	None
Billy Mccluskey	Director	Sep 1990	1 Jun 2026	None
Tara Cross	Secretary	Not published	1 Nov 2024	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 27
closed down: 11
are FCA-registered: 6

In the full report: all 27 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register
The 17 companies these 5 directors run together
All 9 people who have ever been directors, with their dates

Key dates in its history

Commercial Trust’s history from the FCA register and Companies House, newest first.

Key events (4) All events (18)

2016

6 April 2016

Norfolk Capital Group Limited took control (75–100% of shares)

Companies House

2014

31 January 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

1 August 2013

Incorporated at Companies House

Companies House

In the full report: all 18 events

All 18 events in its history (4 shown here)
Every director appointment and resignation: 13

Firms connected to Commercial Trust

Other FCA-listed firms that share a director, phone number or address with Commercial Trust. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
share a director: 6
share its postcode: 2

In the full report: all 6 connected firms, named

How each is linked: shared directors (6), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Commercial Trust

Other firms of the same type (mortgage adviser or broker), nearest first.

In Norwich

Aviva UK Digital LimitedNorwichAuthorised Balanced Financial Services LimitedNorwichAuthorised Charwin Private Clients LimitedNorwichAuthorised Dimora Mortgages LtdNorwichAuthorised Goldwire Financial Solutions LimitedNorwichAuthorised Independent Mortgages and Financial Solutions LimitedNorwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commercial Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

27 other companies its directors have run, named
3 background checks on its contact details
All 18 events in its history
6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Commercial Trust Limited FCA authorised?

Yes, Commercial Trust Limited (FRN 610175) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Commercial Trust’s phone number and website?

The FCA register lists the phone number 01603 896751 and the website commercialtrust.co.uk for Commercial Trust. If you were given different contact details, use these to check with the firm before going any further.

Is Commercial Trust a scam or clone?

Commercial Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Commercial Trust?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Commercial Trust to the Financial Ombudsman Service, free of charge.

Who owns Commercial Trust?

Commercial Trust is owned by Norfolk Capital Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Commercial Trust?

Companies House lists 5 directors of Commercial Trust: Andrew Clive Turner, Paul Joseph Hollander, Jorden Michael Abbs, Nicola Elizabeth Claire Eaton and Billy McCluskey.

How long has Commercial Trust been in business?

The company was formed on 1 August 2013, and has held its current FCA authorisation since January 2014.