Common Thread Financial Solutions Ltd

Reference number: 1060461

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

FEAR Financial Ltd Reference number: 1012718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Common Thread Financial Solutions Ltd (FRN 1060461) introduces customers to FEAR Financial Ltd (FRN 1012718). Any regulated advice or arranging is done by the principal, not Common Thread Financial Solutions.
  • Example: if Common Thread Financial Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Common Thread Financial Solutions itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When commonthreadmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07591 116171 is
  • Who else gives the postcode SK7 1EW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Common Thread Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through FEAR Financial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17279376
Company status
Active
Company type
Private limited company
Incorporated
17 June 2026 (less than a year old)
Registered office
8 Ashley Drive, Bramhall, Stockport, SK7 1EW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Aubrey Williams Director Jul 1988 17 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Common Thread Financial Solutions’s history from the FCA register and Companies House, newest first.

2026

22 July 2026

  • Became an introducer appointed representative
  • Began trading as "Common Thread Mortgages"

FCA register

17 June 2026

  • Incorporated at Companies House
  • Samuel Aubrey Williams took control (75–100% of shares)
  • Samuel Aubrey Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Common Thread Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stockport

National Union of Students of the United KingdomStockportAppointed representativeBramhall Park Mortgages LtdStockportAppointed representativeChristina TomStockportAppointed representativeDirect Mortgages (Philip James) LtdStockportAppointed representativeFrank Mortgage Solutions LtdStockportAppointed representativeGeorge Thomas SeddonStockportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Common Thread Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is Common Thread Financial Solutions Ltd FCA authorised?
Common Thread Financial Solutions Ltd (FRN 1060461) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Common Thread Financial Solutions?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Common Thread Financial Solutions Ltd (FRN 1060461) introduces customers to FEAR Financial Ltd (FRN 1012718). Any regulated advice or arranging is done by the principal, not Common Thread Financial Solutions. Example: if Common Thread Financial Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Common Thread Financial Solutions itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Common Thread Financial Solutions’ phone number and website?
The FCA register lists the phone number 07591 116171 and the website commonthreadmortgages.co.uk for Common Thread Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Common Thread Financial Solutions a scam or clone?
Common Thread Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Common Thread Financial Solutions?
Protection works through FEAR Financial Ltd, the principal firm responsible for Common Thread Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Common Thread Financial Solutions?
Companies House lists one person with significant control of Common Thread Financial Solutions: Mr Samuel Aubrey Williams (75–100% of shares).
Who runs Common Thread Financial Solutions?
Companies House lists one director of Common Thread Financial Solutions: Samuel Aubrey Williams.
How long has Common Thread Financial Solutions been in business?
The company was formed on 17 June 2026.
Does Common Thread Financial Solutions use any other names?
It trades as Common Thread Mortgages.

Sources and links

The full report on Common Thread Financial Solutions Ltd

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