CommunicateUK Ltd

Reference number: 839769

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When communicatetelecoms.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 094 5501 is
  • Who else gives the postcode CH1 3AE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Communicate Telecoms Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11594702
Company status
Active
Company type
Private limited company
Incorporated
28 September 2018 (8 years old)
Registered office
Unit 2 42 City Road, Chester, Cheshire, CH1 3AE, England
Nature of business
  • Wired telecommunications activities (SIC 61100)
  • Wireless telecommunications activities (SIC 61200)

Directors and company secretaries

Name Role Born Appointed Other companies
John Paul Cooper Director Apr 1971 28 Sep 2018 None
Benjamin John Hughes Director Dec 1992 20 Jan 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£76.2k

−48% from £148k

Cash at bank

£14.2k

−47% from £26.6k

Employees (average)

3

Same as 3

Owed within a year

£100k

+87% from £53.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11594702. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

CommunicateUK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2019

17 May 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 February 2019

  • Benjamin John Hughes became a part-owner (25–50% of shares)

Companies House

2018

28 September 2018

  • Incorporated at Companies House
  • John Paul Cooper became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to CommunicateUK

Other FCA-listed firms that share a director, phone number or address with CommunicateUK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like CommunicateUK

Other firms of the same type (credit broker), nearest first.

In Chester

AJL Finance LimitedChesterAuthorisedCapital Business Loans LimitedChesterAuthorisedDee Valley Finance LimitedChesterAuthorisedDigitonomy LimitedChesterAuthorisedFlux Funding LimitedChesterAuthorisedOakhurst Finance LimitedChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CommunicateUK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is CommunicateUK Ltd FCA authorised?
Yes, CommunicateUK Ltd (FRN 839769) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is CommunicateUK’s phone number and website?
The FCA register lists the phone number 0330 094 5501 and the website communicatetelecoms.co.uk for CommunicateUK. If you were given different contact details, use these to check with the firm before going any further.
Is CommunicateUK a scam or clone?
CommunicateUK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CommunicateUK?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how CommunicateUK handles your money, so check the specific product before you commit. You can also refer complaints about CommunicateUK to the Financial Ombudsman Service, free of charge.
Who owns CommunicateUK?
Companies House lists 2 people with significant control of CommunicateUK: Mr John Paul Cooper (25–50% of shares) and Mr Benjamin John Hughes (25–50% of shares).
Who runs CommunicateUK?
Companies House lists 2 directors of CommunicateUK: John Paul Cooper and Benjamin John Hughes.
How long has CommunicateUK been in business?
The company was formed on 28 September 2018, and has held its current FCA authorisation since May 2019.
What do CommunicateUK’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £76.2k (−48% from £148k) and cash at bank of £14.2k (−47% from £26.6k).
Does CommunicateUK use any other names?
It trades as Communicate Telecoms.

Sources and links

The full report on CommunicateUK Ltd

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