Community First Trading Limited

Reference number: 605748

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Community First Trading Limited (FRN 605748) is an AR of Community First (FRN 311971). When you use Community First Trading's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Community First Trading, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01380 732803

  • Address

    Wyndhams St Josephs Place, Devizes, Wilts, SN10 1DD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01380 732803 is
  • Who else gives the postcode SN10 1DD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Community First, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 January 2013 (13 years old)
Registered office
Unit C2 Beacon Business Centre, Hopton Park, Devizes, Wiltshire, SN10 2EY
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lynn Marie Gibson Director Jul 1969 1 Jun 2015 4 other companies
James Richard Moody Director Jun 1981 18 Dec 2020 2 other companies
Lynn Marie Gibson Secretary Not published 18 Dec 2020 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Cash at bank

£134k

+2% from £132k

Owed within a year

£134k

+1.7% from £132k

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08360063. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Community First Trading’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Community First took control (75–100% of shares)

Companies House

2013

13 August 2013

  • Became an appointed representative

FCA register

14 January 2013

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Community First Trading

Other FCA-listed firms that share a director, phone number or address with Community First Trading. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Community First Trading

Other firms of the same type (insurance broker), nearest first.

In Devizes

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Community First Trading

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Community First Trading Limited FCA authorised?
Community First Trading Limited (FRN 605748) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Community First Trading?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Community First Trading Limited (FRN 605748) is an AR of Community First (FRN 311971). When you use Community First Trading's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Community First Trading, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Community First Trading’s phone number?
The FCA register lists the phone number 01380 732803 for Community First Trading. If you were given different contact details, use these to check with the firm before going any further.
Is Community First Trading a scam or clone?
Community First Trading is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Community First Trading?
Protection works through Community First, the principal firm responsible for Community First Trading's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Community First Trading?
Community First Trading is owned by Community First, which holds 75–100% of shares, since 6 April 2016.
Who runs Community First Trading?
Companies House lists 2 directors of Community First Trading: Lynn Marie Gibson and James Richard Moody.
How long has Community First Trading been in business?
The company was formed on 14 January 2013.
What do Community First Trading’s latest accounts show?
Its latest accounts, to 31 March 2026, show cash at bank of £134k (+2% from £132k).

Sources and links

The full report on Community First Trading Limited

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