Compare Now UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

yesinsurances.co.uk (opens in a new tab)
Phone number

07876 562144
Address

Collingwood Buildings, 38 Collingwood Street, Newcastle Upon Tyne, Newcastle Upon Tyne, NE1 1JF, United Kingdom

In the full report: 3 background checks

When yesinsurances.co.uk first appeared online, and whether it can receive email
What kind of line 07876 562144 is
Who else gives the postcode NE1 1JF

Other names (3)

If you were contacted under any of these names, it is this firm.

Tractive Pet Cover Trading name: A name it trades under now.
Yes Insurance Trading name: A name it trades under now.
Tractive Pet UK Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14278186 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 August 2022 (4 years old)
Registered office: Unit 2 Tanfield Lea Industrial Estate North, Tanfield Lea, Stanley, DH9 9DB, England
Nature of business: Business and domestic software development (SIC 62012)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Clive Seel	Director	Aug 1947	1 Jan 2023	None
Shane Kinahan	Director	Mar 1985	10 Apr 2025	None
Brian Brennan	Director	Jun 1984	1 May 2026	None

In the full report: every company its directors have run

Confirmation that these 3 directors run no other company
All 8 people who have been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£190k

−28% from £266k

Cash at bank

£214k

−24% from £281k

Employees (average)

3

+50% from 2

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2022 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14278186. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Compare Now UK’s history from the FCA register and Companies House, newest first.

Key events (11) All events (27)

2025

12 June 2025

Changed its registered name from "Tractive Pet UK Ltd"

FCA register

10 April 2025

Compare Now Holdings Limited took control (75–100% of shares)
Tractive Gmbh gave up control

Companies House

2023

21 September 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

5 August 2022

Incorporated at Companies House
Michael Hurnaus gained significant control
Michael Hurnaus no longer has significant control
Tractive Gmbh took control (75–100% of shares)
Wolfgang Reisinger gained significant control
Wolfgang Reisinger no longer has significant control

Companies House

In the full report: all 27 events

All 27 events in its history (11 shown here)
Every director appointment and resignation: 13

Firms connected to Compare Now UK

Other FCA-listed firms that share a director, phone number or address with Compare Now UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Compare Now UK

Other firms of the same type (insurance broker), nearest first.

In Newcastle Upon Tyne

Central Insurance Consultants LimitedNewcastle upon TyneAuthorised Cheviot Insurance Services Ltd.Newcastle Upon TyneAuthorised Henry F. Dodds LimitedNewcastle Upon TyneAuthorised Jx & Ne LtdNewcastle upon TyneAuthorised Lycett, Browne-Swinburne & Douglass LimitedNewcastle Upon TyneAuthorised North Star Insurance Brokers LimitedNewcastle Upon TyneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Compare Now UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 27 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Compare Now UK Limited FCA authorised?

Yes, Compare Now UK Limited (FRN 993032) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2023 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Compare Now UK’s phone number and website?

The FCA register lists the phone number 07876 562144 and the website yesinsurances.co.uk for Compare Now UK. If you were given different contact details, use these to check with the firm before going any further.

Is Compare Now UK a scam or clone?

Compare Now UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Compare Now UK?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Compare Now UK to the Financial Ombudsman Service, free of charge.

Who owns Compare Now UK?

Compare Now UK is owned by Compare Now Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 April 2025. Before that, it was controlled by Mr Michael Hurnaus, Mr Wolfgang Reisinger and Tractive Gmbh.

Who runs Compare Now UK?

Companies House lists 3 directors of Compare Now UK: David Clive Seel, Shane Kinahan and Brian Brennan.

How long has Compare Now UK been in business?

The company was formed on 5 August 2022, and has held its current FCA authorisation since September 2023.

What do Compare Now UK’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £190k (−28% from £266k) and cash at bank of £214k (−24% from £281k).

Does Compare Now UK use any other names?

It trades as Tractive Pet Cover and Yes Insurance. It has previously used the name Tractive Pet UK Ltd.