Complete 2 Financial Solutions Ltd

Reference number: 1011197

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FLEXI NETWORK LTD Reference number: 948658 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Complete 2 Financial Solutions Ltd (FRN 1011197) is an AR of FLEXI NETWORK LTD (FRN 948658). When you use Complete 2 Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Complete 2 Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07512 184992

  • Address

    Paul House, Stockport Road, Timperley, Cheshire, M33 7TY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07512 184992 is
  • Who else gives the postcode M33 7TY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Complete Financial Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Flexi Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15167030
Company status
Active
Company type
Private limited company
Incorporated
26 September 2023 (3 years old)
Registered office
103 Washway Road, Sale, M33 7TY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Filip Jan Gryckiewicz Director Jul 1984 26 Sep 2023 None
Filip Jan Gryckiewicz Secretary Not published 26 Sep 2023 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£783

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£29.7k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15167030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Complete 2 Financial Solutions’s history from the FCA register and Companies House, newest first.

2024

3 September 2024

  • Began trading as "Complete Financial Solutions"

FCA register

8 May 2024

  • Became an appointed representative

FCA register

2023

26 September 2023

  • Incorporated at Companies House
  • Filip Jan Gryckiewicz took control (75–100% of shares)
  • Filip Jan Gryckiewicz appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Complete 2 Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Manchester (M) postcode area

ClearScore Home Lending LimitedManchesterAppointed representativeAndrew LawrensonManchesterAppointed representativeAnthony MorrisManchesterAppointed representativeBell Financial Solutions LtdManchesterAppointed representativeBusy Bee Commercial Finance LimitedManchesterAppointed representativeCaldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Complete 2 Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Complete 2 Financial Solutions Ltd FCA authorised?
Complete 2 Financial Solutions Ltd (FRN 1011197) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Complete 2 Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Complete 2 Financial Solutions Ltd (FRN 1011197) is an AR of FLEXI NETWORK LTD (FRN 948658). When you use Complete 2 Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Complete 2 Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Complete 2 Financial Solutions’ phone number?
The FCA register lists the phone number 07512 184992 for Complete 2 Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Complete 2 Financial Solutions a scam or clone?
Complete 2 Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Complete 2 Financial Solutions?
Protection works through Flexi Network Ltd, the principal firm responsible for Complete 2 Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Complete 2 Financial Solutions?
Companies House lists one person with significant control of Complete 2 Financial Solutions: Mr Filip Jan Gryckiewicz (75–100% of shares).
Who runs Complete 2 Financial Solutions?
Companies House lists one director of Complete 2 Financial Solutions: Filip Jan Gryckiewicz.
How long has Complete 2 Financial Solutions been in business?
The company was formed on 26 September 2023.
What do Complete 2 Financial Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £783 (no earlier figure to compare).
Does Complete 2 Financial Solutions use any other names?
It trades as Complete Financial Solutions.

Sources and links

The full report on Complete 2 Financial Solutions Ltd

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