Complete Credit Consultancy Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2007

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

thezincgroup.com (opens in a new tab)
Phone number

0141 341 3318
Address

Bridgeway House, Bridgeway, Stratford-upon-Avon, Warwickshire, CV37 6YX, United Kingdom

In the full report: 3 background checks

When thezincgroup.com first appeared online, and whether it can receive email
What kind of line 0141 341 3318 is
Who else gives the postcode CV37 6YX

Other names (8)

If you were contacted under any of these names, it is this firm.

Safe-Harbour Trading name: A name it trades under now.
Zinc BPO Trading name: A name it trades under now.
Zinc Collections Trading name: A name it trades under now.
Zinc Commercial Recoveries Trading name: A name it trades under now.
Zinc Credit Management Trading name: A name it trades under now.
Zinc Group Trading name: A name it trades under now.
Zinc Recoveries Trading name: A name it trades under now.
Zinc Credit Managment Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

Lend or arrange credit

Show FCA detail (2 permissions)

Debt Administration
Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06450797 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 December 2007 (18 years old)
Registered office: Bridgeway House, Bridgeway, Stratford-Upon-Avon, Warwickshire, CV37 6YX, United Kingdom
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Douglas James Mcmanus	Director	Nov 1958	11 Dec 2007	7 other companies
James Aitken	Director	Apr 1967	3 Jul 2009	10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 7
are FCA-registered: 2

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 4 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Key dates in its history

Complete Credit Consultancy’s history from the FCA register and Companies House, newest first.

Key events (8) All events (24)

2016

14 June 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

Douglas James McManus gained significant control
Douglas James McManus no longer has significant control
James Aitken gained significant control
James Aitken no longer has significant control
Zinc Group Limited took control (75–100% of shares)

Companies House

2007

11 December 2007

Incorporated at Companies House

Companies House

In the full report: all 24 events

All 24 events in its history (8 shown here)
Every director appointment and resignation: 6

Firms like Complete Credit Consultancy

Other firms of the same type (debt collector), nearest first.

In the Coventry (CV) postcode area

Orbit Group LimitedCoventryAuthorised QDR Solicitors LimitedWarwickAuthorised UBT (EU) LtdWarwickAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Complete Credit Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
All 24 events in its history

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Frequently asked questions about this firm

Is Complete Credit Consultancy Limited FCA authorised?

Yes, Complete Credit Consultancy Limited (FRN 707187) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a debt collector. The FCA has placed no limits on its permissions.

What is Complete Credit Consultancy’s phone number and website?

The FCA register lists the phone number 0141 341 3318 and the website thezincgroup.com for Complete Credit Consultancy. If you were given different contact details, use these to check with the firm before going any further.

Is Complete Credit Consultancy a scam or clone?

Complete Credit Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Complete Credit Consultancy?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Complete Credit Consultancy handles your money, so check the specific product before you commit. You can also refer complaints about Complete Credit Consultancy to the Financial Ombudsman Service, free of charge.

Who owns Complete Credit Consultancy?

Complete Credit Consultancy is owned by Zinc Group Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Mr James Aitken and Mr Douglas James McManus.

Who runs Complete Credit Consultancy?

Companies House lists 2 directors of Complete Credit Consultancy: Douglas James McManus and James Aitken.

How long has Complete Credit Consultancy been in business?

The company was formed on 11 December 2007, and has held its current FCA authorisation since June 2016.

Does Complete Credit Consultancy use any other names?

It trades as Safe-Harbour, Zinc BPO, Zinc Collections, Zinc Commercial Recoveries and Zinc Credit Management, and 2 more names. It has previously used the name Zinc Credit Managment.