Conclusive Financial Limited
Reference number: 838617
Instant download
Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Conclusive Financial Ltd, Cheadle Place, Stockport Road, Cheadle, Stockport, SK8 2JX, United Kingdom
In the full report: 3 background checks
- When conclusivefinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01242 370848 is
- Who else gives the postcode SK8 2JX
Other names (20)
If you were contacted under any of these names, it is this firm.
- PCP Refunds Trading name: A name it trades under now.
- AS Claims Former trading name: A name it used to trade under.
- Car-FinanceClaim Former trading name: A name it used to trade under.
- Car-financeclaim.co.uk Former trading name: A name it used to trade under.
- Click2Claim Former trading name: A name it used to trade under.
- Conclusive Former trading name: A name it used to trade under.
- Disrepair Help Former trading name: A name it used to trade under.
- Housing Inspection Team Former trading name: A name it used to trade under.
- Missold IVA Former trading name: A name it used to trade under.
- My Agreement Check Former trading name: A name it used to trade under.
- My Car Group Former trading name: A name it used to trade under.
- PCP Rebate Former trading name: A name it used to trade under.
- Reclaim Car Finance Former trading name: A name it used to trade under.
- Secret Commissions Former trading name: A name it used to trade under.
- Smith Edwards Former trading name: A name it used to trade under.
- The Housing Help Team Former trading name: A name it used to trade under.
- The Reclaim People Former trading name: A name it used to trade under.
- Unaffordable Credit Former trading name: A name it used to trade under.
- We Do Law Former trading name: A name it used to trade under.
- www.finance.claims Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Claims management No FSCS coverMoney you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Limits on what they may do
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Direction under Section 137S FSMA
1.1 For the reasons given in this First Supervisory Notice, the Financial Conduct Authority (“the Authority”) gives the following directions (“the Directions”) to Conclusive Financial Limited (“CFL”, “the Firm”) pursuant to section 137S of the Financial Services and Markets Act 2000 (“the Act”). CFL is directed to: (a) Remove sponsored advertising and other communications from social media platforms which use an image of MoneySavingExpert.com founder Martin Lewis. (b) Remove the FCA logo from its website pcprefunds.co.uk. (c) Remove communications from its websites which use CFL’s status as an FCA-authorised person as a promotional feature, for example to indicate trustworthiness, integrity, transparency, respect for privacy, ethics, specialism in claims management, or any other indicator of the quality of its services. (d) Remove communications from social media and its websites which claim, without substantiation or explanation, that the average motor finance refund amount is £1846. (e) Remove the ‘get in touch’ contact form from its website conclusivefinancial.co.uk until such time as that website complies with the financial promotion rules. (f) Refrain from making communications of the same, or substantially the same, nature as those set out in this First Supervisory Notice. 1.2 CFL can alternatively comply with Directions (c) and (e) by entirely removing its website conclusivefinancial.co.uk from publication. 1.3 These Directions are effective immediately, pursuant to section 137S(4)(b) of the Act, and this Notice is given pursuant to section 137S(5)(a) of the Act.
FCA disciplinary action
FCA action
- action
- 1
- most recent
- October 2023
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Permission varied or cancelled on 13 October 2023
The following regulated activity will be removed from the Firm’s Part 4A permission: Advice, investigation or representation in relation to a financial services or financial product claim
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in liquidation.
- This company has insolvency history on record.
- Company number
- 08463668 (opens Companies House in a new tab)
- Company status
- Liquidation
- Company type
- Private limited company
- Incorporated
- 27 March 2013 (13 years old)
- Registered office
- The Waterscape, 42 Leeds & Bradford Road, Leeds, West Yorkshire, LS5 3EG
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan James Taylor | Director | Oct 1984 | 14 Feb 2023 | 4 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- still active
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£233k
+84% from £127k
Cash at bank
£25.6k
+204% from £8,409
Employees (average)
1
Same as 1
Owed within a year
£365k
+131% from £158k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08463668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Conclusive Financial’s history from the FCA register and Companies House, newest first.
2026
20 March 2026
- FCA imposed a requirement (Direction under Section 137S FSMA)
FCA register
1 January 2026
- Jonathan James Taylor took control (75–100% of shares)
- Paul Stephen Charnick stopped being a part-owner
Companies House
2023
13 October 2023
- FCA action: Permission varied or cancelled
FCA register
2020
30 March 2020
- Regulated by the FCA from this date
- Applied to cancel its FCA authorisation
FCA register
13 January 2020
- Craig Cornick stopped being a part-owner
- John Coxhead stopped being a part-owner
- Paul Stephen Charnick became a part-owner (25–50% of shares)
- Robert Cooper stopped being a part-owner
Companies House
2019
31 March 2019
- No longer regulated by the Claims Management Regulator
FCA register
2018
20 July 2018
- Craig Cornick became a part-owner (25–50% of shares)
- John Coxhead became a part-owner (25–50% of shares)
- Paul Charnick gave up control
- Robert Cooper became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Paul Charnick took control (75–100% of shares)
Companies House
2014
22 October 2014
- Regulated by the Claims Management Regulator from this date
FCA register
2013
27 March 2013
- Incorporated at Companies House
Companies House
In the full report: all 70 events
- All 70 events in its history (18 shown here)
- Every director appointment and resignation: 11
Firms connected to Conclusive Financial
Other FCA-listed firms that share a director, phone number or address with Conclusive Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Conclusive Financial
Other firms of the same type (claims management firm), nearest first.
In Cheadle
In the Stockport (SK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Conclusive Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 70 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Conclusive Financial Limited FCA authorised?
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Is my money safe with Conclusive Financial?
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Who runs Conclusive Financial?
How long has Conclusive Financial been in business?
What do Conclusive Financial’s latest accounts show?
Has the FCA taken action against Conclusive Financial?
Does Conclusive Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk