Connect Mortgages & Protection Ltd

Reference number: 932619

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Connect Mortgages & Protection Ltd (FRN 932619) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Connect Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Connect Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07825 738189

  • Address

    29 Littlecote, Tamworth, Staffordshire, B79 7UJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07825 738189 is
  • Who else gives the postcode B79 7UJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Brett James Consultancy Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 September 2020 (6 years old)
Registered office
29 Littlecote, Tamworth, B79 7UJ, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Brett Anthony James Director Aug 1973 1 Sep 2020 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£12.5k

Up £30.3k from −£17.8k

Employees (average)

1

Same as 1

Owed within a year

£630

−95% from £11.8k

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12851122. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Connect Mortgages & Protection’s history from the FCA register and Companies House, newest first.

2020

17 November 2020

  • Changed its registered name from "Brett James Consultancy Ltd"

FCA register

1 September 2020

  • Incorporated at Companies House
  • Brett Anthony James took control (75–100% of shares)
  • Brett Anthony James appointed as a director

Companies House

21 August 2020

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Connect Mortgages & Protection

Other FCA-listed firms that share a director, phone number or address with Connect Mortgages & Protection. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Connect Mortgages & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tamworth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Connect Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Connect Mortgages & Protection Ltd FCA authorised?
Connect Mortgages & Protection Ltd (FRN 932619) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Connect Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Connect Mortgages & Protection Ltd (FRN 932619) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Connect Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Connect Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Connect Mortgages & Protection’s phone number?
The FCA register lists the phone number 07825 738189 for Connect Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Connect Mortgages & Protection a scam or clone?
Connect Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Connect Mortgages & Protection?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Connect Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Connect Mortgages & Protection?
Companies House lists one person with significant control of Connect Mortgages & Protection: Mr Brett Anthony James (75–100% of shares).
Who runs Connect Mortgages & Protection?
Companies House lists one director of Connect Mortgages & Protection: Brett Anthony James.
How long has Connect Mortgages & Protection been in business?
The company was formed on 1 September 2020.
What do Connect Mortgages & Protection’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £12.5k (up £30.3k from −£17.8k).
Does Connect Mortgages & Protection use any other names?
It has previously used the name Brett James Consultancy Ltd.

Sources and links

The full report on Connect Mortgages & Protection Ltd

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