Consultancy 22 Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 31 March 2025

Responsible principal firm

Vector Leasing Ltd Reference number: 710935 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Consultancy 22 Ltd (FRN 975901) is an AR of Vector Leasing Ltd (FRN 710935). When you use Consultancy 22's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Consultancy 22, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07831 182474
Address

7 Jardine House, Harrovian Business Village, Bessborough Road, Harrow, HA1 3EX, United Kingdom

In the full report: 2 background checks

What kind of line 07831 182474 is
Who else gives the postcode HA1 3EX

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Vector Leasing Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13855619 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 January 2022 (4 years old)
Registered office: 7 Jardine House, Harrovian Business Village, Bessborough Road, Harrow, HA1 3EX, England
Nature of business: Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Sidney Baker	Director	Sep 1954	18 Jan 2022	2 other companies
Margot Kathleen Baker	Director	Apr 1956	18 Jan 2022	None
Margot Kathleen Baker	Secretary	Not published	18 Jan 2022	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£121k

+83% from £66.4k

Employees (average)

0

Same as 0

Owed within a year

£15.8k

−50% from £31.3k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13855619. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Consultancy 22’s history from the FCA register and Companies House, newest first.

2022

18 May 2022

Became an appointed representative

FCA register

18 January 2022

Incorporated at Companies House
John Sidney Baker became a part-owner (25–50% of shares)
Margot Kathleen Baker became a part-owner (25–50% of shares)
John Sidney Baker appointed as a director
Margot Kathleen Baker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Consultancy 22

Other FCA-listed firms that share a director, phone number or address with Consultancy 22. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 1
share its postcode: 3

In the full report: all 4 connected firms, named

How each is linked: shared directors (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Consultancy 22

Other firms of the same type (credit broker), nearest first.

In Harrow

Amit SonejiHarrowAppointed representative Dharmendra RabadiaHarrowAppointed representative Dr Prashant Amin & Dr Ketan KotharyHarrowAppointed representative Fiona Josephine MillenHarrowAppointed representative Harrow Smile ClinicHarrowAppointed representative Jayesh KotechaHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Consultancy 22

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 6 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Consultancy 22 Ltd FCA authorised?

Consultancy 22 Ltd (FRN 975901) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Consultancy 22?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Consultancy 22 Ltd (FRN 975901) is an AR of Vector Leasing Ltd (FRN 710935). When you use Consultancy 22's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Consultancy 22, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Consultancy 22’s phone number?

The FCA register lists the phone number 07831 182474 for Consultancy 22. If you were given different contact details, use these to check with the firm before going any further.

Is Consultancy 22 a scam or clone?

Consultancy 22 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Consultancy 22?

Protection works through Vector Leasing Ltd, the principal firm responsible for Consultancy 22's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Consultancy 22?

Companies House lists 2 people with significant control of Consultancy 22: Mrs Margot Kathleen Baker (25–50% of shares) and Mr John Sidney Baker (25–50% of shares).

Who runs Consultancy 22?

Companies House lists 2 directors of Consultancy 22: John Sidney Baker and Margot Kathleen Baker.

How long has Consultancy 22 been in business?

The company was formed on 18 January 2022.

What do Consultancy 22’s latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of £121k (+83% from £66.4k).