Appointed representative
Consumer Protection Association does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
C.P.A. Consumer Guard Limited Reference number: 306009 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Consumer Protection Association (FRN 405473) is an AR of C.P.A. Consumer Guard Limited (FRN 306009). When you use Consumer Protection Association's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Consumer Protection Association, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
11 North Bridge Street, Shefford, Bedfordshire, SG17 5DQ, United Kingdom
In the full report: 3 background checks
- When thecpa.co.uk first appeared online, and whether it can receive email
- What kind of line 01462 850062 is, and the other firm that gives it
- Who else gives the postcode SG17 5DQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- CPA Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through C.P.A. Consumer Guard Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Consumer Protection Association’s history from the FCA register and Companies House, newest first.
2010
4 March 2010
- Began trading as "CPA"
FCA register
2005
14 January 2005
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Consumer Protection Association
Other FCA-listed firms that share a director, phone number or address with Consumer Protection Association. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Consumer Protection Association
Other firms of the same type (insurance broker), nearest first.
In the Stevenage (SG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Consumer Protection Association
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
- All 2 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Consumer Protection Association FCA authorised?
What does appointed representative mean for Consumer Protection Association?
What is Consumer Protection Association’s phone number and website?
Is Consumer Protection Association a scam or clone?
Is my money safe with Consumer Protection Association?
Does Consumer Protection Association use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk