Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 26 years
- Protected through the principal
- No FCA actions
- Active company since 2005
- Accounts filed up to 30 April 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Commercial Finance Brokers UK Limited Reference number: 736199 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Cooper & Parks Financial Services Limited (FRN 193639) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use Cooper & Parks Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Cooper & Parks Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Office 3759, 321-323 High Road, Chadwell Heath, Romford, Essex, RM6 6AX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When cooperandparks.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3022 7003 is
- Who else gives the postcode RM6 6AX
Other names (20)
If you were contacted under any of these names, it is this firm.
- Cooper & Parks Commercial Finance Trading name: A name it trades under now.
- Eagle Capital Finance Trading name: A name it trades under now.
- Easy Move Mortgages Trading name: A name it trades under now.
- Gurkha Finance Trading name: A name it trades under now.
- Mayfield Mortgages & Protection Trading name: A name it trades under now.
- Mortgage Design Trading name: A name it trades under now.
- Saan Financial Solutions Commercial Finance Trading name: A name it trades under now.
- SFS Trading name: A name it trades under now.
- Talavera Financial Services Trading name: A name it trades under now.
- UK Financial Services Trading name: A name it trades under now.
- Cooper & Parks Financial Services Ltd Former name: A name it was registered under before.
- C&P Financial Services Limited Former name: A name it was registered under before.
- Aura Private Former trading name: A name it used to trade under.
- Aura Private Finance Former trading name: A name it used to trade under.
- Henry’s Financial Services Former trading name: A name it used to trade under.
- Mortgage & Insurers Solutions Former trading name: A name it used to trade under.
- Mortgages & Insurers Solutions Former trading name: A name it used to trade under.
- Pallas Financial Planning Former trading name: A name it used to trade under.
- Saan Financial Solutions Former trading name: A name it used to trade under.
- Your Mortgage Solutions London Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Commercial Finance Brokers UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05419120 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 April 2005 (21 years old)
- Registered office
- C/O Richmond Gatehouse, 1053 London Road, Leigh-On-Sea, SS9 3JP, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Philip Cooper | Director | Nov 1963 | 8 Apr 2005 | None |
| David Ian Parks | Director | Jun 1972 | 8 Apr 2005 | 1 other company |
| David Ian Parks | Secretary | Not published | 8 Apr 2005 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£198
Up £3 from £195
Cash at bank
£28.0k
+309% from £6,843
Employees (average)
2
Same as 2
Owed within a year
£45.5k
+85% from £24.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05419120. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cooper & Parks Financial Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- David Ian Parks became a part-owner (25–50% of shares)
- John Philip Cooper became a part-owner (25–50% of shares)
Companies House
2007
18 January 2007
- Changed its registered name from "Cooper & Parks Financial Services Ltd"
FCA register
2005
22 September 2005
- Changed its registered name from "C&P Financial Services Limited"
FCA register
8 April 2005
- Incorporated at Companies House
Companies House
2000
19 May 2000
- Became an appointed representative
FCA register
In the full report: all 36 events
- All 36 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms like Cooper & Parks Financial Services
Other firms of the same type (financial adviser), nearest first.
In Romford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cooper & Parks Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 36 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk