Copytext Asset Finance Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2016
Accounts filed up to 31 October 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

028 8775 3939
Address

29 Greers Road, Dungannon, Northern Ireland, BT70 1DR, United Kingdom

In the full report: 2 background checks

What kind of line 028 8775 3939 is, and the other firm that gives it
Who else gives the postcode BT70 1DR

FCA permissions and consumer protection

Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into Regulated Consumer Hire Agreements as owner
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI641726 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 October 2016 (10 years old)
Registered office: 29 Greers Road, Dungannon, BT70 1DR, Northern Ireland
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael David Clarke	Director	Jun 1966	26 Oct 2016	2 other companies
Paul Hughes	Director	Sep 1968	26 Oct 2016	1 other company
Michael David Clarke	Secretary	Not published	26 Oct 2016	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£1.85m

+16% from £1.59m

Employees (average)

2

Same as 2

Owed within a year

£94.4k

−54% from £204k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI641726. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Copytext Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2017

30 January 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

26 October 2016

Incorporated at Companies House
Michael David Clarke became a part-owner (25–50% of shares)
Paul Hughes became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Copytext Asset Finance

Other FCA-listed firms that share a director, phone number or address with Copytext Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Copytext Asset Finance

Other firms of the same type (car leasing or hire), nearest first.

In Dungannon

Corrigan Vehicle Rentals LimitedDungannonAuthorised McNulty Motors LtdDungannonAuthorised

In the Belfast (BT) postcode area

Vehicle Consultancy LtdBelfastAuthorised Agnew Leasing LtdBelfastAuthorised Armagh Auto Sales limitedArmaghAuthorised Bridge Commercials LimitedHillsboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Copytext Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Copytext Asset Finance Ltd FCA authorised?

Yes, Copytext Asset Finance Ltd (FRN 769276) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a car leasing or hire. The FCA has placed no limits on its permissions.

What is Copytext Asset Finance’s phone number?

The FCA register lists the phone number 028 8775 3939 for Copytext Asset Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Copytext Asset Finance a scam or clone?

Copytext Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Copytext Asset Finance?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Copytext Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Copytext Asset Finance to the Financial Ombudsman Service, free of charge.

Who owns Copytext Asset Finance?

Companies House lists 2 people with significant control of Copytext Asset Finance: Paul Hughes (25–50% of shares) and Michael David Clarke (25–50% of shares).

Who runs Copytext Asset Finance?

Companies House lists 2 directors of Copytext Asset Finance: Michael David Clarke and Paul Hughes.

How long has Copytext Asset Finance been in business?

The company was formed on 26 October 2016, and has held its current FCA authorisation since January 2017.

What do Copytext Asset Finance’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £1.85m (+16% from £1.59m).