Cordata Financial Solutions Limited

Reference number: 476825

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cordata Financial Solutions Limited (FRN 476825) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cordata Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cordata Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cordata.co.uk first appeared online, and whether it can receive email
  • What kind of line 0151 336 6424 is
  • Who else gives the postcode CH64 6QQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cordata Financial Solutions Former name
  • Michael Cross Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CORDATA FINANCIAL SOLUTIONS LTD
Company number
08394735
Company status
Active
Company type
Private limited company
Incorporated
8 February 2013 (13 years old)
Registered office
"The Anchorage", 58 Parkgate Road, Neston, Cheshire, CH64 6QQ
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael George Cross Director Sep 1959 8 Feb 2013 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Total equity

£157

−88% from £1,283

Cash at bank

£5,493

+168% from £2,053

Employees (average)

2

Same as 2

Owed within a year

£29.9k

+39% from £21.5k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08394735. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cordata Financial Solutions’s history from the FCA register and Companies House, newest first.

2017

8 February 2017

  • Deborah Cross became a part-owner (25–50% of shares)
  • Michael George Cross gained significant control

Companies House

2013

19 March 2013

  • Changed its registered name from "Michael Cross"

FCA register

8 February 2013

  • Incorporated at Companies House
  • Michael George Cross appointed as a director

Companies House

2008

10 September 2008

  • Changed its registered name from "Cordata Financial Solutions"
  • Began trading as "Cordata Financial Solutions"

FCA register

2007

21 December 2007

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Cordata Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Neston

Stable Planning LtdNestonAppointed representativeChelwood Financial ManagementNestonAuthorisedGeorge Travis LimitedNestonAuthorisedLee Financial Planning LimitedNestonAuthorisedPhillip Bates & Co Financial Services LimitedNestonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cordata Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cordata Financial Solutions Limited FCA authorised?
Cordata Financial Solutions Limited (FRN 476825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cordata Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cordata Financial Solutions Limited (FRN 476825) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cordata Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cordata Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cordata Financial Solutions’ phone number and website?
The FCA register lists the phone number 0151 336 6424 and the website cordata.co.uk for Cordata Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Cordata Financial Solutions a scam or clone?
Cordata Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cordata Financial Solutions?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Cordata Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cordata Financial Solutions?
Companies House lists 2 people with significant control of Cordata Financial Solutions: Mrs Deborah Cross (25–50% of shares) and Mr Michael George Cross (significant influence or control).
Who runs Cordata Financial Solutions?
Companies House lists one director of Cordata Financial Solutions: Michael George Cross.
How long has Cordata Financial Solutions been in business?
The company was formed on 8 February 2013.
What do Cordata Financial Solutions’ latest accounts show?
Its latest accounts, to 28 February 2025, show total equity of £157 (−88% from £1,283) and cash at bank of £5,493 (+168% from £2,053).
Does Cordata Financial Solutions use any other names?
It has previously used 2 other names: Cordata Financial Solutions and Michael Cross.

Sources and links

The full report on Cordata Financial Solutions Limited

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