Core Financial Planning Ltd

Reference number: 1046477

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Core Financial Planning Ltd (FRN 1046477) is an AR of ValidPath Limited (FRN 197107). When you use Core Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Core Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07738 115703

  • Address

    126 Eastwoodmains Road, Clarkston, Glasgow, East Renfrewshire, G76 7HF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07738 115703 is
  • Who else gives the postcode G76 7HF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC856972
Company status
Active
Company type
Private limited company
Incorporated
29 July 2025 (1 year old)
Registered office
126 Eastwoodmains Road, Clarkston, Glasgow, G76 7HF, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Grant Crawford Hutton Director Feb 1985 29 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Core Financial Planning’s history from the FCA register and Companies House, newest first.

2025

30 December 2025

  • Became an appointed representative

FCA register

29 July 2025

  • Incorporated at Companies House
  • Grant Crawford Hutton took control (75–100% of shares)
  • Grant Crawford Hutton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Core Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Glasgow

A and A Accounting LtdGlasgowAppointed representativeA Henderson Financial Planning LtdGlasgowAppointed representativeAlexander Campbell McLaughlanGlasgowAppointed representativeAnderson Mortgages (Scotland) LimitedGlasgowAppointed representativeAnthony Blake Financial Planning LtdGlasgowAppointed representativeBlackmount Private Wealth LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Core Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Core Financial Planning Ltd FCA authorised?
Core Financial Planning Ltd (FRN 1046477) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Core Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Core Financial Planning Ltd (FRN 1046477) is an AR of ValidPath Limited (FRN 197107). When you use Core Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Core Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Core Financial Planning’s phone number?
The FCA register lists the phone number 07738 115703 for Core Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Core Financial Planning a scam or clone?
Core Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Core Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Core Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Core Financial Planning?
Companies House lists one person with significant control of Core Financial Planning: Mr Grant Crawford Hutton (75–100% of shares).
Who runs Core Financial Planning?
Companies House lists one director of Core Financial Planning: Grant Crawford Hutton.
How long has Core Financial Planning been in business?
The company was formed on 29 July 2025.

Sources and links

The full report on Core Financial Planning Ltd

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