Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2007
- Accounts filed up to 31 December 2025
- Its whole board of directors changed in July 2026
Responsible principal firm
Personal Touch Financial Services Limited Reference number: 187834 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Core Mortgages Limited (FRN 477789) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Core Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Core Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Aldershot Enterprise Centre, 14-40 Victoria Road, Aldershot, Hampshire, GU11 1TQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07900 010164 is
- Who else gives the postcode GU11 1TQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Core Mortgages Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06366188 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 September 2007 (19 years old)
- Registered office
- C/O Clayhall Financial Services Ltd, 15 The Broadway, Woodford Green, IG8 0HL, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicola Baker | Director | Feb 1973 | 16 Jul 2026 | 2 other companies |
| David Wayne Conway | Director | Jul 1978 | 16 Jul 2026 | 1 other company |
| Emma Rebecca Glen | Director | Jun 1977 | 16 Jul 2026 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£183k
+34% from £136k
Cash at bank
£239k
+55% from £154k
Employees (average)
7
Up 7 from 0
Owed within a year
£56.2k
+99% from £28.2k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06366188. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Core Mortgages’s history from the FCA register and Companies House, newest first.
2026
16 July 2026
- Board replaced: its only director left and 3 new directors took over
- Clayhall Financial Services Limited took control (75–100% of shares)
- Ian Dennis Lewin gave up control
Companies House
2025
19 January 2025
- Changed its registered name from "Core Mortgages Ltd"
FCA register
2016
6 April 2016
- Ian Dennis Lewin took control (75–100% of shares)
Companies House
2008
18 January 2008
- Became an appointed representative
FCA register
2007
10 September 2007
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (7 shown here)
- Every director appointment and resignation: 11
Firms connected to Core Mortgages
Other FCA-listed firms that share a director, phone number or address with Core Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Core Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Aldershot
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Core Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk