Cormica Limited

Reference number: 1045276

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CORMICA LIMITED (FRN 1045276) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not CORMICA.
  • Example: if CORMICA refers you to a financial adviser, the advice should come from the principal firm, not from CORMICA itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01329 226600

  • Address

    5th floor, 12-18 Grosvenor Gardens, London, Westminster, SW1W 0DH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01329 226600 is
  • Who else gives the postcode SW1W 0DH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13507942
Company status
Active
Company type
Private limited company
Incorporated
13 July 2021 (5 years old)
Registered office
12-18 Grosvenor Gardens, 5th Floor, London, SW1W 0DH, England
Nature of business
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Directors and company secretaries

Name Role Born Appointed Other companies
Martim Avillez Caldeira Director Mar 1977 13 Jul 2021 22 other companies
Joao Vicente Goncalves Rosa Director Jun 1978 13 Jul 2021 38 other companies
Jane Margaret Grewar (Dr) Director May 1979 20 Jan 2023 7 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
51
closed down
4
went insolvent
2

In the full report: all 51 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 15 companies these 3 directors run together
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Filed accounts and finances

15 months to 30 September 2022Full accountsAudited

Turnover

£45.0k

No earlier figure to compare

Profit before tax

−£296k

No earlier figure to compare

Net assets

£204k

No earlier figure to compare

Cash at bank

£1.25m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13507942. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cormica’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2025

13 November 2025

  • Became an introducer appointed representative

FCA register

13 February 2025

  • Wmp Bidco Limited took control (75–100% of shares)
  • Wmp Midco Limited gave up control

Companies House

2021

20 August 2021

  • Wmp Holdco Limited gave up control
  • Wmp Midco Limited took control (75–100% of shares)

Companies House

13 July 2021

  • Incorporated at Companies House
  • Wmp Holdco Limited took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Get the full report on Cormica

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 51 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Cormica Limited FCA authorised?
Cormica Limited (FRN 1045276) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cormica?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cormica Limited (FRN 1045276) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Cormica. Example: if Cormica refers you to a financial adviser, the advice should come from the principal firm, not from Cormica itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cormica’s phone number?
The FCA register lists the phone number 01329 226600 for Cormica. If you were given different contact details, use these to check with the firm before going any further.
Is Cormica a scam or clone?
Cormica is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cormica?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Cormica's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cormica?
Cormica is owned by Wmp Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 February 2025. Before that, it was controlled by Wmp Holdco Limited and Wmp Midco Limited.
Who runs Cormica?
Companies House lists 3 directors of Cormica: Martim Avillez Caldeira, Joao Vicente Goncalves Rosa and Jane Margaret Grewar (Dr).
How long has Cormica been in business?
The company was formed on 13 July 2021.
What do Cormica’s latest accounts show?
Its latest accounts, to 30 September 2022, show turnover of £45.0k (no earlier figure to compare) and profit before tax of −£296k (no earlier figure to compare).

Sources and links

The full report on Cormica Limited

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