Cornico Coffee Company Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2011
Accounts filed up to 31 October 2025
On its latest accounts it owed £140k more than it owned

Responsible principal firm

Ignition Credit Plc Reference number: 679018 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Cornico Coffee Company Limited (FRN 983533) introduces customers to Ignition Credit Plc (FRN 679018). Any regulated advice or arranging is done by the principal, not Cornico Coffee Company.
Example: if Cornico Coffee Company refers you to a financial adviser, the advice should come from the principal firm, not from Cornico Coffee Company itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cornico.co.uk (opens in a new tab)
Phone number

01637 880343
Address

Unit 3 Higher Trevibban Farm, Wadebridge, Cornwall, PL27 7SH, United Kingdom

In the full report: 3 background checks

When cornico.co.uk first appeared online, and whether it can receive email
What kind of line 01637 880343 is
Who else gives the postcode PL27 7SH

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Ignition Credit PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07834397 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 November 2011 (14 years old)
Registered office: Unit 3 Higher Trevibban, Wadebridge, Cornwall, PL27 7SH
Nature of business: Wholesale of coffee, tea, cocoa and spices (SIC 46370)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Neal Tobin	Director	May 1965	3 Nov 2011	1 other company
Briony Tobin	Director	Mar 1996	19 Jul 2021	None
Kathryn Tobin	Director	Sep 1999	19 Jul 2021	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

−£140k

Down £11.9k from −£128k

Cash at bank

£2,629

+53% from £1,717

Employees (average)

7

Same as 7

Owed within a year

£304k

−5.6% from £322k

Net assets are negative: on its last balance sheet the company owed £140k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07834397. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cornico Coffee Company’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2022

16 September 2022

Became an introducer appointed representative

FCA register

2016

3 November 2016

Andrew Neal Tobin became a part-owner (25–50% of shares)
Martyn Ian Fraser became a part-owner (25–50% of shares)

Companies House

2011

3 November 2011

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 5

Firms like Cornico Coffee Company

Other firms of the same type (credit broker), nearest first.

In Wadebridge

Little Dinham LimitedWadebridgeAppointed representative St Enodoc Golf ClubWadebridgeAuthorised Kernow Coal & Fires LimitedWadebridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cornico Coffee Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Cornico Coffee Company Limited FCA authorised?

Cornico Coffee Company Limited (FRN 983533) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Cornico Coffee Company?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cornico Coffee Company Limited (FRN 983533) introduces customers to Ignition Credit Plc (FRN 679018). Any regulated advice or arranging is done by the principal, not Cornico Coffee Company. Example: if Cornico Coffee Company refers you to a financial adviser, the advice should come from the principal firm, not from Cornico Coffee Company itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Cornico Coffee Company’s phone number and website?

The FCA register lists the phone number 01637 880343 and the website cornico.co.uk for Cornico Coffee Company. If you were given different contact details, use these to check with the firm before going any further.

Is Cornico Coffee Company a scam or clone?

Cornico Coffee Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cornico Coffee Company?

Protection works through Ignition Credit PLC, the principal firm responsible for Cornico Coffee Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Cornico Coffee Company?

Companies House lists 2 people with significant control of Cornico Coffee Company: Mr Andrew Neal Tobin (25–50% of shares) and Mr Martyn Ian Fraser (25–50% of shares).

Who runs Cornico Coffee Company?

Companies House lists 3 directors of Cornico Coffee Company: Andrew Neal Tobin, Briony Tobin and Kathryn Tobin.

How long has Cornico Coffee Company been in business?

The company was formed on 3 November 2011.

What do Cornico Coffee Company’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of −£140k (down £11.9k from −£128k) and cash at bank of £2,629 (+53% from £1,717).