Cornwall Business Connections

Reference number: 935600

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cornwall Business Connections (FRN 935600) introduces customers to Quilter Financial Services Limited (FRN 440703). Any regulated advice or arranging is done by the principal, not Cornwall Business Connections.
  • Example: if Cornwall Business Connections refers you to a financial adviser, the advice should come from the principal firm, not from Cornwall Business Connections itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07768 422455

  • Address

    The Regent, Chapel Street, Penzance, Cornwall, TR18 4AE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07768 422455 is
  • Who else gives the postcode TR18 4AE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CORNWALL BUSINESS CONNECTIONS LTD
Company number
11042565
Company status
Active
Company type
Private limited company
Incorporated
1 November 2017 (8 years old)
Registered office
The Regent, Chapel Street, Penzance, TR18 4AE, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Michael Harris Director Jan 1955 1 Nov 2017 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£544

Up £306 from £238

Employees (average)

1

Same as 1

Owed within a year

£1,549

Up £895 from £654

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11042565. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cornwall Business Connections’s history from the FCA register and Companies House, newest first.

2020

6 October 2020

  • Became an introducer appointed representative

FCA register

2017

1 November 2017

  • Incorporated at Companies House
  • Ian Michael Harris took control (75–100% of shares)
  • Ian Michael Harris appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Cornwall Business Connections

Other FCA-listed firms that share a director, phone number or address with Cornwall Business Connections. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Cornwall Business Connections

Other firms of the same type (financial adviser), nearest first.

In Penzance

David Simon John HollandPenzanceAppointed representativeElite-Wealth Management UK LtdPenzanceAuthorisedJackson (Life & Pensions) LimitedPenzanceAuthorisedKliskey Independent Financial Services LimitedPenzanceAuthorisedPioneer Wealth Management LtdPenzanceAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cornwall Business Connections

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Cornwall Business Connections FCA authorised?
Cornwall Business Connections (FRN 935600) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cornwall Business Connections?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cornwall Business Connections (FRN 935600) introduces customers to Quilter Financial Services Limited (FRN 440703). Any regulated advice or arranging is done by the principal, not Cornwall Business Connections. Example: if Cornwall Business Connections refers you to a financial adviser, the advice should come from the principal firm, not from Cornwall Business Connections itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cornwall Business Connections’ phone number?
The FCA register lists the phone number 07768 422455 for Cornwall Business Connections. If you were given different contact details, use these to check with the firm before going any further.
Is Cornwall Business Connections a scam or clone?
Cornwall Business Connections is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cornwall Business Connections?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Cornwall Business Connections's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cornwall Business Connections?
Companies House lists one person with significant control of Cornwall Business Connections: Mr Ian Michael Harris (75–100% of shares).
Who runs Cornwall Business Connections?
Companies House lists one director of Cornwall Business Connections: Ian Michael Harris.
How long has Cornwall Business Connections been in business?
The company was formed on 1 November 2017.
What do Cornwall Business Connections’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £544 (up £306 from £238).

Sources and links

The full report on Cornwall Business Connections

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