Cosatto Limited

Reference number: 915301

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cosatto.com first appeared online, and whether it can receive email
  • What kind of line 07817 643171 is
  • Who else gives the postcode BL4 7EP
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06529629
Company status
Active
Company type
Private limited company
Incorporated
11 March 2008 (18 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Wholesale of household goods (other than musical instruments) n.e.c (SIC 46499)
  • Retail sale via mail order houses or via Internet (SIC 47910)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Stuart Kluge Director Mar 1963 11 Mar 2008 6 other companies
Mark Swift Director Oct 1967 11 Mar 2008 1 other company
James Brandon Phillips Director Apr 1969 20 Dec 2021 16 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
12
run together
2

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Turnover

£12.9m

+10% from £11.7m

Profit before tax

−£634k

Down £117k from −£517k

Net assets

£456k

−58% from £1.08m

Cash at bank

£33.0k

−94% from £511k

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06529629. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cosatto’s history from the FCA register and Companies House, newest first.

Key events (4) All events (33)

2019

3 December 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Andrew Stuart Kluge took control (75–100% of shares)

Companies House

2008

11 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (4 shown here)
  • Every director appointment and resignation: 27
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Firms like Cosatto

Other firms of the same type (retailer), nearest first.

In Bolton

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cosatto

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 33 events in its history

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Frequently asked questions about this firm

Is Cosatto Limited FCA authorised?
Yes, Cosatto Limited (FRN 915301) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2019 and works as a retailer. The FCA has placed no limits on its permissions.
What is Cosatto’s phone number and website?
The FCA register lists the phone number 07817 643171 and the website cosatto.com for Cosatto. If you were given different contact details, use these to check with the firm before going any further.
Is Cosatto a scam or clone?
Cosatto is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cosatto?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cosatto handles your money, so check the specific product before you commit. You can also refer complaints about Cosatto to the Financial Ombudsman Service, free of charge.
Who owns Cosatto?
Companies House lists one person with significant control of Cosatto: Mr Andrew Stuart Kluge (75–100% of shares).
Who runs Cosatto?
Companies House lists 3 directors of Cosatto: Andrew Stuart Kluge, Mark Swift and James Brandon Phillips.
How long has Cosatto been in business?
The company was formed on 11 March 2008, and has held its current FCA authorisation since December 2019.
What do Cosatto’s latest accounts show?
Its latest accounts, to 31 August 2025, show turnover of £12.9m (+10% from £11.7m) and profit before tax of −£634k (down £117k from −£517k).

Sources and links

The full report on Cosatto Limited

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