Cosywarmth Windows Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 March 2025
Its phone number is also given by a firm that is no longer authorised
On its latest accounts it owed £16.2k more than it owned

Responsible principal firm

PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Cosywarmth Windows Limited (FRN 1043601) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Cosywarmth Windows.
Example: if Cosywarmth Windows refers you to a financial adviser, the advice should come from the principal firm, not from Cosywarmth Windows itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cosywarmthwindows.co.uk (opens in a new tab)
Phone number

01495 222404

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Address

Unit 5, Tram Road Industrial Estate, Pontllanfraith, Blackwood, Caerphilly, NP12 2LA, United Kingdom

In the full report: 3 background checks

When cosywarmthwindows.co.uk first appeared online, and whether it can receive email
What kind of line 01495 222404 is, and the other firm that gives it
Who else gives the postcode NP12 2LA

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14974632 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 July 2023 (3 years old)
Registered office: Unit 5 Tram Road Industrial Estate, Pontllanfraith, Blackwood, NP12 2LA, Wales
Nature of business: Other construction installation (SIC 43290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Terrance Edwards	Director	Dec 1967	3 Jul 2023	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

8 months to 31 March 2025Micro-entity accountsNot audited

Net assets

−£16.2k

Down £126 from −£16.1k

Employees (average)

1

Same as 1

Owed within a year

£75.8k

−23% from £98.0k

Net assets are negative: on its last balance sheet the company owed £16.2k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14974632. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cosywarmth Windows’s history from the FCA register and Companies House, newest first.

2025

3 October 2025

Became an introducer appointed representative

FCA register

2023

3 July 2023

Incorporated at Companies House
Paul Terrance Edwards took control (75–100% of shares)
Paul Terrance Edwards appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Cosywarmth Windows

Other FCA-listed firms that share a director, phone number or address with Cosywarmth Windows. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
no longer authorised: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Cosywarmth Windows

Other firms of the same type (home improvement or trades), nearest first.

In Blackwood

Ams Heating & Plumbing LimitedBlackwoodAppointed representative Mark Williams Plumbing and HeatingBlackwoodAppointed representative RenewElec Energy LTDBlackwoodAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cosywarmth Windows

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 4 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cosywarmth Windows Limited FCA authorised?

Cosywarmth Windows Limited (FRN 1043601) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Cosywarmth Windows?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cosywarmth Windows Limited (FRN 1043601) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Cosywarmth Windows. Example: if Cosywarmth Windows refers you to a financial adviser, the advice should come from the principal firm, not from Cosywarmth Windows itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Cosywarmth Windows’ phone number and website?

The FCA register lists the phone number 01495 222404 and the website cosywarmthwindows.co.uk for Cosywarmth Windows. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm, one of which is no longer authorised.

Is Cosywarmth Windows a scam or clone?

Cosywarmth Windows is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cosywarmth Windows?

Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for Cosywarmth Windows's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Cosywarmth Windows?

Companies House lists one person with significant control of Cosywarmth Windows: Mr Paul Terrance Edwards (75–100% of shares).

Who runs Cosywarmth Windows?

Companies House lists one director of Cosywarmth Windows: Paul Terrance Edwards.

How long has Cosywarmth Windows been in business?

The company was formed on 3 July 2023.

What do Cosywarmth Windows’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of −£16.2k (down £126 from −£16.1k).