Coton Financial Management Limited

Reference number: 230155

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cotonfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 350 8335 is
  • Who else gives the postcode B23 6TP
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04538614
Company status
Active
Company type
Private limited company
Incorporated
18 September 2002 (24 years old)
Registered office
Marston House 5 Elmdon Lane, Marston Green, Solihull, West Midlands, B37 7DL
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Ronald Anthony Schmid Director Jul 1949 24 Sep 2002 None
Mandy Susan Schmid Secretary Not published 24 Sep 2002 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£75.0k

−1.8% from £76.5k

Employees (average)

3

Same as 3

Owed within a year

£6,873

−5.9% from £7,304

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04538614. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Coton Financial Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2026

7 May 2026

  • Ron Schmid gave up control

Companies House

2016

6 April 2016

  • Ron Schmid took control (75–100% of shares)
  • Ronald Anthony Schmid took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

6 April 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

18 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms like Coton Financial Management

Other firms of the same type (financial adviser), nearest first.

In Birmingham

Standard Life Financial Advice Services LimitedBirminghamAuthorisedWesleyan Financial Services LimitedBirminghamAuthorisedAdler Financial Planning LimitedBirminghamAuthorisedAllsopp Financial Management LimitedBirminghamAuthorisedAnthony Darren ThursfieldBirminghamAuthorisedAscot Lloyd Financial Planning LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Coton Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Coton Financial Management Limited FCA authorised?
Yes, Coton Financial Management Limited (FRN 230155) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Coton Financial Management’s phone number and website?
The FCA register lists the phone number 0121 350 8335 and the website cotonfinancial.co.uk for Coton Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Coton Financial Management a scam or clone?
Coton Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Coton Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Coton Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Coton Financial Management?
Companies House lists one person with significant control of Coton Financial Management: Mr Ronald Anthony Schmid (75–100% of shares). Before that, it was controlled by Mr Ron Schmid.
Who runs Coton Financial Management?
Companies House lists one director of Coton Financial Management: Ronald Anthony Schmid.
How long has Coton Financial Management been in business?
The company was formed on 18 September 2002, and has held its current FCA authorisation since April 2004.
What do Coton Financial Management’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £75.0k (−1.8% from £76.5k).

Sources and links

The full report on Coton Financial Management Limited

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