Cotson Reddish & Company (Insurance Brokers) Limited

Reference number: 312413

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cotsonreddish.co.uk first appeared online, and whether it can receive email
  • What kind of line 01274 595244 is
  • Who else gives the postcode BD18 4NR
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01184957
Company status
Active
Company type
Private limited company
Incorporated
24 September 1974 (52 years old)
Registered office
The Old Bank, 1 Albert Rd, Saltaire, Shipley, West Yorkshire, BD18 4NR
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Cotson Director May 1969 28 May 1994 1 other company
Derek Cotson Director Oct 1941 Not published 1 other company
Sandra Cotson Director Aug 1941 Not published None
Derek Cotson Secretary Not published Not published 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£279k

+4.7% from £266k

Cash at bank

£87.5k

+2.7% from £85.2k

Employees (average)

3

Same as 3

Owed within a year

£57.9k

−3.2% from £59.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01184957. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (9) All events (13)

2021

19 August 2021

  • Andrew Cotson took control (75–100% of shares)
  • Derek Cotson stopped being a part-owner
  • Sandra Cotson stopped being a part-owner

Companies House

2016

6 April 2016

  • Derek Cotson became a part-owner (25–50% of shares)
  • Sandra Cotson became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1974

24 September 1974

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
  • Every director appointment and resignation: 1
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Shipley

C G H W LimitedShipleyAuthorisedJensten Insurance Brokers (Yorkshire & Humberside) LtdShipleyAuthorisedKey Care LimitedShipleyAuthorisedSovereign Health and Insurance Services LimitedShipleyAuthorisedPujara Trading LimitedShipleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Cotson Reddish & Company (Insurance Brokers) Limited FCA authorised?
Yes, Cotson Reddish & Company (Insurance Brokers) Limited (FRN 312413) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cotson Reddish & Company (Insurance Brokers)’s phone number and website?
The FCA register lists the phone number 01274 595244 and the website cotsonreddish.co.uk for Cotson Reddish & Company (Insurance Brokers). If you were given different contact details, use these to check with the firm before going any further.
Is Cotson Reddish & Company (Insurance Brokers) a scam or clone?
Cotson Reddish & Company (Insurance Brokers) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cotson Reddish & Company (Insurance Brokers)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cotson Reddish & Company (Insurance Brokers) to the Financial Ombudsman Service, free of charge.
Who owns Cotson Reddish & Company (Insurance Brokers)?
Companies House lists one person with significant control of Cotson Reddish & Company (Insurance Brokers): Mr Andrew Cotson (75–100% of shares). Before that, it was controlled by Mrs Sandra Cotson and Mr Derek Cotson.
Who runs Cotson Reddish & Company (Insurance Brokers)?
Companies House lists 3 directors of Cotson Reddish & Company (Insurance Brokers): Andrew Cotson, Derek Cotson and Sandra Cotson.
How long has Cotson Reddish & Company (Insurance Brokers) been in business?
The company was formed on 24 September 1974, and has held its current FCA authorisation since January 2005.
What do Cotson Reddish & Company (Insurance Brokers)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £279k (+4.7% from £266k) and cash at bank of £87.5k (+2.7% from £85.2k).

Sources and links

The full report on Cotson Reddish & Company (Insurance Brokers) Limited

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