No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 14 March 2022.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07508 826831
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Last known address
34 Darroch Drive, Gourock, Inverclyde, PA19 1SF, United Kingdom
In the full report: 2 background checks
- What kind of line 07508 826831 is
- Who else gives the postcode PA19 1SF
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC719396 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 January 2022 (4 years old)
- Registered office
- Suite 4 32 Kempock Street, Gourock, PA19 1NA, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joanne Josephine Gallagher | Director | Sep 1985 | 11 Jan 2022 | None |
| Martin Gallagher | Director | May 1984 | 11 Jan 2022 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£8,548
+106% from £4,142
Employees (average)
2
Same as 2
Owed within a year
£3,990
−23% from £5,154
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2023 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC719396. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cove Financial Solutions’s history from the FCA register and Companies House, newest first.
2022
14 March 2022
- Stopped being an appointed representative
FCA register
4 March 2022
- Joanne Josephine Gallagher became a part-owner (25–50% of shares)
- Martin Gallagher became a part-owner (25–50% of shares)
Companies House
11 January 2022
- Incorporated at Companies House
- Joanne Josephine Gallagher appointed as a director
- Martin Gallagher appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Cove Financial Solutions
Other firms of the same type (credit broker), nearest first.
In Gourock
In the Paisley (PA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cove Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
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How long has Cove Financial Solutions been in business?
What do Cove Financial Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk