Cover Genius Limited

Reference number: 750711

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When covergenius.com first appeared online, and whether it can receive email
  • What kind of line 0141 280 5760 is, and the other firm that gives it
  • Whether E14 5HU is a shared office: 22 other firms give it
Instant PDF download
Other names (6)

If you were contacted under any of these names, it is this firm.

  • Booking Protect Trading name: A name it trades under now.
  • RentalCover.com Trading name: A name it trades under now.
  • TravelCover.com Trading name: A name it trades under now.
  • Xcover.com Trading name: A name it trades under now.
  • Sweetly Former trading name: A name it used to trade under.
  • Sweetly.com Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
27 January 2015 (11 years old)
Registered office
C/O Csc Cls (Uk) Limited 5 Churchill Place, 10th Floor, London, E14 5HU, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Darcy Rittinger Director Mar 1979 7 Feb 2025 None
CSC CLS (UK) LIMITED Corporate secretary Not published 27 Aug 2025 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 12 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2021Full accountsNot audited

Turnover

£1.56m

No earlier figure to compare

Profit before tax

−£825k

No earlier figure to compare

Net assets

£668k

No earlier figure to compare

Cash at bank

£2.18m

No earlier figure to compare

Its next accounts are overdue at Companies House.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09408621. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cover Genius’s history from the FCA register and Companies House, newest first.

2025

7 February 2025

  • Board replaced: both directors left and a new director took over

Companies House

2020

2 March 2020

  • Angus James McDonald stopped being a part-owner
  • Chrisopher Robert Bayley stopped being a part-owner
  • Cover Genius Holdings Pty Ltd gave up control
  • Lee Vouch Sar stopped being a part-owner

Companies House

2016

24 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Angus James McDonald became a part-owner (25–50% of shares)
  • Chrisopher Robert Bayley became a part-owner (25–50% of shares)
  • Cover Genius Holdings Pty Ltd took control (75–100% of shares)
  • Lee Vouch Sar became a part-owner (25–50% of shares)

Companies House

2015

27 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 44 events

  • All 44 events in its history (12 shown here)
  • Every director appointment and resignation: 23
Instant PDF download

Firms connected to Cover Genius

Other FCA-listed firms that share a director, phone number or address with Cover Genius. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Cover Genius

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cover Genius

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 44 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cover Genius Limited FCA authorised?
Yes, Cover Genius Limited (FRN 750711) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cover Genius’ phone number and website?
The FCA register lists the phone number 0141 280 5760 and the website covergenius.com for Cover Genius. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Cover Genius a scam or clone?
Cover Genius is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cover Genius?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cover Genius to the Financial Ombudsman Service, free of charge.
Who owns Cover Genius?
Companies House lists no one with significant control of Cover Genius now. Before that, it was controlled by Mr Chrisopher Robert Bayley, Mr Angus James McDonald and Mrs Lee Vouch Sar.
Who runs Cover Genius?
Companies House lists one director of Cover Genius: Darcy Rittinger.
How long has Cover Genius been in business?
The company was formed on 27 January 2015, and has held its current FCA authorisation since November 2016.
What do Cover Genius’ latest accounts show?
Its latest accounts, to 30 June 2021, show turnover of £1.56m (no earlier figure to compare) and profit before tax of −£825k (no earlier figure to compare). Its accounts are overdue at Companies House.
Does Cover Genius use any other names?
It trades as Booking Protect, RentalCover.com, TravelCover.com and Xcover.com. It has previously used 2 other names: Sweetly and Sweetly.com.

Sources and links

The full report on Cover Genius Limited

£19.99 · Instant PDF download

Loading secure checkout…