CoverIQ Ltd

Reference number: 1059991

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Pro MGA Solutions Ltd Reference number: 770419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CoverIQ Ltd (FRN 1059991) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use CoverIQ's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CoverIQ, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coveriq.co.uk first appeared online, and whether it can receive email
  • What kind of line 07376 942456 is
  • Who else gives the postcode NR1 1UA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pro MGA Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16569279
Company status
Active
Company type
Private limited company
Incorporated
8 July 2025 (1 year old)
Registered office
C/O Glx, 69-75 Thorpe Road, Norwich, NR1 1UA, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Claire Louise King Director Jan 1975 29 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

CoverIQ’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

21 August 2026

  • Became an appointed representative

FCA register

26 June 2026

  • Coveriq Holdings Ltd took control (75–100% of shares)
  • Oliver Paul Savage gave up control

Companies House

2025

8 July 2025

  • Incorporated at Companies House
  • Oliver Paul Savage took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like CoverIQ

Other firms of the same type (insurance broker), nearest first.

In Norwich

Anglian Mortgages LtdNorwichAppointed representativeArnolds Keys LLPNorwichAppointed representativeBaylon Philips Financial Solutions LtdNorwichAppointed representativeBlue Button Legal Indemnities LimitedNorwichAppointed representativeEdwin Watson PartnershipNorwichAppointed representativeEnterprise Innovation Holdings LtdNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CoverIQ

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is CoverIQ Ltd FCA authorised?
CoverIQ Ltd (FRN 1059991) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CoverIQ?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CoverIQ Ltd (FRN 1059991) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use CoverIQ's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CoverIQ, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is CoverIQ’s phone number and website?
The FCA register lists the phone number 07376 942456 and the website coveriq.co.uk for CoverIQ. If you were given different contact details, use these to check with the firm before going any further.
Is CoverIQ a scam or clone?
CoverIQ is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CoverIQ?
Protection works through Pro MGA Solutions Ltd, the principal firm responsible for CoverIQ's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns CoverIQ?
CoverIQ is owned by Coveriq Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 26 June 2026. Before that, it was controlled by Oliver Paul Savage.
Who runs CoverIQ?
Companies House lists one director of CoverIQ: Claire Louise King.
How long has CoverIQ been in business?
The company was formed on 8 July 2025.

Sources and links

The full report on CoverIQ Ltd

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