Coversure Insurance Services (Bradford) Limited

Reference number: 627084

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coversure.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 308 1146 is
  • Who else gives the postcode BD6 1YA
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Coversure Trading name
  • Coversure Bradford Trading name
  • Coversure Insurance Services (Leeds) Trading name
  • Coversure Leeds Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08727948
Company status
Active
Company type
Private limited company
Incorporated
10 October 2013 (13 years old)
Registered office
Suite G06a, Building 3 City West Business Park, Geldered Road, Leeds, West Yorkshire, LS12 6LX, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham James Struthers Director Mar 1972 10 Oct 2013 2 other companies
Andrew Sunter Director Jun 1964 10 Oct 2013 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£193k

−12% from £219k

Owed within a year

£41.9k

−34% from £63.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08727948. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Coversure Insurance Services (Bradford)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2016

6 April 2016

  • Andrew Sunter became a part-owner (25–50% of shares)
  • Graham James Struthers became a part-owner (25–50% of shares)

Companies House

2015

5 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

10 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Coversure Insurance Services (Bradford)

Other FCA-listed firms that share a director, phone number or address with Coversure Insurance Services (Bradford). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Coversure Insurance Services (Bradford)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bradford

Alexander Financial Solutions LtdBradfordAuthorisedBlue Ridge Mortgages LimitedBradfordAuthorisedCyborg Finance LimitedBradfordAuthorisedLeodis Financial LtdBradfordAuthorisedMortgage Save 2000 LimitedBradfordAuthorisedAnthony David RobinsonBradfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Coversure Insurance Services (Bradford)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Coversure Insurance Services (Bradford) Limited FCA authorised?
Yes, Coversure Insurance Services (Bradford) Limited (FRN 627084) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Coversure Insurance Services (Bradford)’s phone number and website?
The FCA register lists the phone number 0800 308 1146 and the website coversure.co.uk/bradford for Coversure Insurance Services (Bradford). If you were given different contact details, use these to check with the firm before going any further.
Is Coversure Insurance Services (Bradford) a scam or clone?
Coversure Insurance Services (Bradford) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Coversure Insurance Services (Bradford)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Coversure Insurance Services (Bradford) to the Financial Ombudsman Service, free of charge.
Who owns Coversure Insurance Services (Bradford)?
Companies House lists 2 people with significant control of Coversure Insurance Services (Bradford): Mr Graham James Struthers (25–50% of shares) and Mr Andrew Sunter (25–50% of shares).
Who runs Coversure Insurance Services (Bradford)?
Companies House lists 2 directors of Coversure Insurance Services (Bradford): Graham James Struthers and Andrew Sunter.
How long has Coversure Insurance Services (Bradford) been in business?
The company was formed on 10 October 2013, and has held its current FCA authorisation since January 2015.
What do Coversure Insurance Services (Bradford)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £193k (−12% from £219k).
Does Coversure Insurance Services (Bradford) use any other names?
It trades as Coversure, Coversure Bradford, Coversure Insurance Services (Leeds) and Coversure Leeds.

Sources and links

The full report on Coversure Insurance Services (Bradford) Limited

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