Covertime Limited
Reference number: 1022738
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3rd Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, United Kingdom
In the full report: 3 background checks
- When covertime.com first appeared online, and whether it can receive email
- What kind of line 0333 038 1630 is
- Who else gives the postcode RH16 3TP
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake email addresses (1)
- cs@mycovertime.com
Fake websites (1)
- mycovertime.com
The FCA warning these came from
- mycovertime.com 27 January 2026
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15868833 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 July 2024 (2 years old)
- Registered office
- 3rd Floor 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter Charles Barrett | Director | Jun 1966 | 31 Jul 2024 | 13 other companies |
| Alan Inskip | Director | Nov 1979 | 31 Jul 2024 | 1 other company |
| Paul Derek Salter | Director | Apr 1968 | 31 Jul 2024 | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 19
- closed down
- 10
- is FCA-registered
- 1
In the full report: all 19 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Total equity
£707k
No earlier figure to compare
Cash at bank
£328k
No earlier figure to compare
Employees (average)
5
No earlier figure to compare
Owed within a year
£242k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15868833. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Covertime’s history from the FCA register and Companies House, newest first.
2026
27 January 2026
- FCA warned the public about a scam impersonating this firm
FCA warning list
2025
13 May 2025
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2024
31 July 2024
- Incorporated at Companies House
- Alpha Family Holdings Limited became a part-owner (25–50% of shares)
- Humming Bee Holdings Ltd became a part-owner (25–50% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to Covertime
Other FCA-listed firms that share a director, phone number or address with Covertime. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Covertime
Other firms of the same type (insurance broker), nearest first.
In Haywards Heath
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Covertime
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 19 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Covertime Limited FCA authorised?
What is Covertime’s phone number and website?
Is Covertime a scam or clone?
Is my money safe with Covertime?
Who owns Covertime?
Who runs Covertime?
How long has Covertime been in business?
What do Covertime’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: mycovertime.com fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk