Cowans financial services

Reference number: 705323

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07786 452965

  • Address

    7 Northgate, Mauchline, East Ayrshire, KA5 6JT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07786 452965 is
  • Who else gives the postcode KA5 6JT
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Cowans financial services’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2016

21 March 2016

  • FCA recorded a standard requirement (No CBTL business unless registered)

FCA register

4 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Cowans financial services

Other firms of the same type (lender), nearest first.

In Mauchline

J J M Tools LtdMauchlineAuthorised

In the Kilmarnock (KA) postcode area

Meiklewood CommercialsKilmarnockAuthorisedPrestwick St Nicholas Golf ClubPrestwickAuthorisedStonefield Financial Services LtdAyrAuthorisedBlairs Catering Equipment LimitedIrvineAuthorisedBridgend Garage LimitedKilwinningAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cowans financial services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Cowans financial services FCA authorised?
Yes, Cowans financial services (FRN 705323) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Cowans financial services’ phone number?
The FCA register lists the phone number 07786 452965 for Cowans financial services. If you were given different contact details, use these to check with the firm before going any further.
Is Cowans financial services a scam or clone?
Cowans financial services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cowans financial services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cowans financial services handles your money, so check the specific product before you commit. You can also refer complaints about Cowans financial services to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on Cowans financial services

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