Cowling Rawnsley Financial Solutions Limited

Reference number: 232052

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cr-fs.com first appeared online, and whether it can receive email
  • What kind of line 0113 394 0798 is
  • Who else gives the postcode LS1 2JT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cowling Financial Solutions Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05017690
Company status
Active
Company type
Private limited company
Incorporated
16 January 2004 (22 years old)
Registered office
Leigh House, 28-32 St. Pauls Street, Leeds, LS1 2JT
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Allan Cowling Director Apr 1975 16 Jan 2004 1 other company
Gary Rawnsley Director Nov 1958 1 Aug 2007 2 other companies
Antonia Linda Cowling Secretary Not published 16 Jan 2004 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
are FCA-registered
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£112k

−19% from £137k

Cash at bank

£29.9k

<1% from £29.8k

Employees (average)

6

Same as 6

Owed within a year

£149k

+18% from £126k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05017690. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cowling Rawnsley Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (10) All events (15)

2020

20 April 2020

  • Crfs Holdings Ltd took control (75–100% of shares)
  • Gary Rawnsley stopped being a part-owner
  • Nicholas Allan Cowling stopped being a part-owner

Companies House

2016

6 April 2016

  • Gary Rawnsley became a part-owner (25–50% of shares)
  • Nicholas Allan Cowling became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

26 September 2007

  • Changed its registered name from "Cowling Financial Solutions Ltd"

FCA register

2004

29 April 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

16 January 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (10 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Cowling Rawnsley Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Cowling Rawnsley Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Cowling Rawnsley Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Leeds

2 Plan Wealth Management LimitedLeedsAuthorisedA. Bianchi Financial Solutions LimitedLeedsAuthorisedAge Partnership Wealth Management LimitedLeedsAuthorisedApollo Financial Consultancy LtdLeedsAuthorisedBareham Independent Financial Advisers LimitedLeedsAuthorisedBartlett Wealth Management LtdLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cowling Rawnsley Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cowling Rawnsley Financial Solutions Limited FCA authorised?
Yes, Cowling Rawnsley Financial Solutions Limited (FRN 232052) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Cowling Rawnsley Financial Solutions’ phone number and website?
The FCA register lists the phone number 0113 394 0798 and the website cr-fs.com for Cowling Rawnsley Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Cowling Rawnsley Financial Solutions a scam or clone?
Cowling Rawnsley Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cowling Rawnsley Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cowling Rawnsley Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns Cowling Rawnsley Financial Solutions?
Cowling Rawnsley Financial Solutions is owned by Crfs Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 April 2020. Before that, it was controlled by Mr Gary Rawnsley and Mr Nicholas Allan Cowling.
Who runs Cowling Rawnsley Financial Solutions?
Companies House lists 2 directors of Cowling Rawnsley Financial Solutions: Nicholas Allan Cowling and Gary Rawnsley.
How long has Cowling Rawnsley Financial Solutions been in business?
The company was formed on 16 January 2004, and has held its current FCA authorisation since April 2004.
What do Cowling Rawnsley Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £112k (−19% from £137k) and cash at bank of £29.9k (<1% from £29.8k).
Does Cowling Rawnsley Financial Solutions use any other names?
It has previously used the name Cowling Financial Solutions Ltd.

Sources and links

The full report on Cowling Rawnsley Financial Solutions Limited

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