Cozy Top Home Insulation Ltd
Reference number: 1064239
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 29 September 2025
- On its latest accounts it owed £2,564 more than it owned
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Cozy Top Home Insulation Ltd (FRN 1064239) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Cozy Top Home Insulation.
- Example: if Cozy Top Home Insulation refers you to a financial adviser, the advice should come from the principal firm, not from Cozy Top Home Insulation itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
The Office, Gothic House, Barker Gate, Nottingham, Nottingham, NG1 1JU, United Kingdom
In the full report: 3 background checks
- When cozytophomeinsulation.uk first appeared online, and whether it can receive email
- What kind of line 0115 822 2744 is
- Who else gives the postcode NG1 1JU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15964731 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 September 2024 (2 years old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
-
- Other construction installation (SIC 43290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Amanda Harrison | Director | Apr 1969 | 18 Sep 2024 | 1 other company |
| Gareth Rhys Morgan | Director | Sep 1979 | 31 Jan 2025 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£2,564
No earlier figure to compare
Cash at bank
£11.0k
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £2,564 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15964731. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cozy Top Home Insulation’s history from the FCA register and Companies House, newest first.
2026
30 September 2026
- Became an introducer appointed representative
FCA register
2025
31 January 2025
- Gareth Rhys Morgan appointed as a director
Companies House
2024
18 September 2024
- Incorporated at Companies House
- Amanda Harrison took control (75–100% of shares)
- Amanda Harrison appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Cozy Top Home Insulation
Other FCA-listed firms that share a director, phone number or address with Cozy Top Home Insulation. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Cozy Top Home Insulation
Other firms of the same type (home improvement or trades), nearest first.
In Nottingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cozy Top Home Insulation
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Cozy Top Home Insulation Ltd FCA authorised?
What does introducer appointed representative mean for Cozy Top Home Insulation?
What is Cozy Top Home Insulation’s phone number and website?
Is Cozy Top Home Insulation a scam or clone?
Is my money safe with Cozy Top Home Insulation?
Who owns Cozy Top Home Insulation?
Who runs Cozy Top Home Insulation?
How long has Cozy Top Home Insulation been in business?
What do Cozy Top Home Insulation’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk