Craig Paterson

Reference number: 924754

Instant download

Appointed representative

Craig Paterson does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Craig Paterson (FRN 924754) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Craig Paterson's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Craig Paterson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When sjpp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07917 888206 is
  • Whether EH3 7NS is a shared office: 52 other firms give it
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Craig Paterson Financial Planning Trading name
  • Craig Paterson Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Craig Paterson’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2020

21 April 2020

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
Instant PDF download

Firms like Craig Paterson

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Craig Paterson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Craig Paterson FCA authorised?
Craig Paterson (FRN 924754) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Craig Paterson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Craig Paterson (FRN 924754) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Craig Paterson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Craig Paterson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Craig Paterson’s phone number and website?
The FCA register lists the phone number 07917 888206 and the website sjpp.co.uk/craigpaterson for Craig Paterson. If you were given different contact details, use these to check with the firm before going any further.
Is Craig Paterson a scam or clone?
Craig Paterson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Craig Paterson?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Craig Paterson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Craig Paterson use any other names?
It trades as Craig Paterson Financial Planning. It has previously used the name Craig Paterson Wealth Management.

Sources and links

The full report on Craig Paterson

£19.99 · Instant PDF download

Loading secure checkout…