Craig Simon Tools Worcester Limited

Reference number: 652390

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07912 613684

  • Address

    3 Lugano Road, Worcester, Worcestershire, WR3 7NG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07912 613684 is
  • Who else gives the postcode WR3 7NG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09274082
Company status
Active
Company type
Private limited company
Incorporated
21 October 2014 (12 years old)
Registered office
3 Lugano Road, Worcester, WR3 7NG
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Simon Director May 1961 21 Oct 2014 None
Heather June Simon Secretary Not published 21 Oct 2014 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

−£5,617

Up £1,068 from −£6,685

Employees (average)

3

Same as 3

Owed within a year

£362k

−43% from £641k

Net assets are negative: on its last balance sheet the company owed £5,617 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09274082. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Craig Simon Tools Worcester’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

15 April 2024

  • Heather June Simon became a part-owner (25–50% of shares)

Companies House

2016

1 June 2016

  • Craig Simon became a part-owner (25–50% of shares)

Companies House

2015

29 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

21 October 2014

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Craig Simon Tools Worcester

Other firms of the same type (lender), nearest first.

In Worcester

belmont financesWorcesterAuthorisedMerlin Financial Services LtdWorcesterAuthorisedDugmore A LimitedWorcesterAuthorisedSZIP LtdWorcesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Craig Simon Tools Worcester

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Craig Simon Tools Worcester Limited FCA authorised?
Yes, Craig Simon Tools Worcester Limited (FRN 652390) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Craig Simon Tools Worcester’s phone number?
The FCA register lists the phone number 07912 613684 for Craig Simon Tools Worcester. If you were given different contact details, use these to check with the firm before going any further.
Is Craig Simon Tools Worcester a scam or clone?
Craig Simon Tools Worcester is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Craig Simon Tools Worcester?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Craig Simon Tools Worcester handles your money, so check the specific product before you commit. You can also refer complaints about Craig Simon Tools Worcester to the Financial Ombudsman Service, free of charge.
Who owns Craig Simon Tools Worcester?
Companies House lists 2 people with significant control of Craig Simon Tools Worcester: Mrs Heather June Simon (25–50% of shares) and Mr Craig Simon (25–50% of shares).
Who runs Craig Simon Tools Worcester?
Companies House lists one director of Craig Simon Tools Worcester: Craig Simon.
How long has Craig Simon Tools Worcester been in business?
The company was formed on 21 October 2014, and has held its current FCA authorisation since January 2015.
What do Craig Simon Tools Worcester’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£5,617 (up £1,068 from −£6,685).

Sources and links

The full report on Craig Simon Tools Worcester Limited

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