Cranwood Mortgage Services Limited

Reference number: 479548

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cranwood Mortgage Services Limited (FRN 479548) is an AR of Sesame Limited (FRN 150427). When you use Cranwood Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cranwood Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0115 963 5700

  • Address

    195 Mansfield Road, Papplewick, Nottingham, Nottinghamshire, NG15 8FL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0115 963 5700 is
  • Who else gives the postcode NG15 8FL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 February 2008 (18 years old)
Registered office
Accountancy House, Station Road, Upper Broughton, Melton Mowbray, LE14 3BQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven John Terence Crane Director Jan 1969 14 Feb 2008 None
Stephen Matthew Haywood Director Feb 1979 14 Feb 2008 None
Steven John Terence Crane Secretary Not published 14 Feb 2008 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

−£13.3k

Down £13.7k from £392

Employees (average)

3

Same as 3

Owed within a year

£40.1k

+129% from £17.5k

Net assets are negative: on its last balance sheet the company owed £13.3k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06501996. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cranwood Mortgage Services’s history from the FCA register and Companies House, newest first.

2016

1 July 2016

  • Stephen Matthew Haywood became a part-owner (25–50% of shares)
  • Steven John Terence Crane became a part-owner (25–50% of shares)

Companies House

2008

26 February 2008

  • Became an appointed representative

FCA register

14 February 2008

  • Stephen Matthew Haywood appointed as a director
  • Steven John Terence Crane appointed as a director

Companies House

12 February 2008

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cranwood Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cranwood Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Cranwood Mortgage Services Limited FCA authorised?
Cranwood Mortgage Services Limited (FRN 479548) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cranwood Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cranwood Mortgage Services Limited (FRN 479548) is an AR of Sesame Limited (FRN 150427). When you use Cranwood Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cranwood Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cranwood Mortgage Services’ phone number?
The FCA register lists the phone number 0115 963 5700 for Cranwood Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cranwood Mortgage Services a scam or clone?
Cranwood Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cranwood Mortgage Services?
Protection works through Sesame Limited, the principal firm responsible for Cranwood Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cranwood Mortgage Services?
Companies House lists 2 people with significant control of Cranwood Mortgage Services: Mr Steven John Terence Crane (25–50% of shares) and Mr Stephen Matthew Haywood (25–50% of shares).
Who runs Cranwood Mortgage Services?
Companies House lists 2 directors of Cranwood Mortgage Services: Steven John Terence Crane and Stephen Matthew Haywood.
How long has Cranwood Mortgage Services been in business?
The company was formed on 12 February 2008.
What do Cranwood Mortgage Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£13.3k (down £13.7k from £392).

Sources and links

The full report on Cranwood Mortgage Services Limited

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