Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 July 2025
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Craven Financial Limited (FRN 600534) is an AR of Sesame Limited (FRN 150427). When you use Craven Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Craven Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Unit 308 Theobalds Enterprise Centre, Theobalds Business Park, Innovation Place, Platinum Way, Cheshunt, Waltham Cross, EN8 8YD, United Kingdom
In the full report: 2 background checks
- What kind of line 07950 949845 is, and the other firm that gives it
- Who else gives the postcode EN8 8YD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Simon Craven Former name: A name it was registered under before.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- 01208 637018
Fake email addresses (1)
- info@cravenfinance.com
Fake websites (1)
- cravenfinance.com
The FCA warning these came from
- Craven finance / cravenfinance.com 6 August 2024
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08561882 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 June 2013 (13 years old)
- Registered office
- 6-7 Castle Gate, Castle Street, Hertford, Herts, SG14 1HD, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Matthew Craven | Director | Jun 1976 | 10 Jun 2013 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£55.7k
+5.3% from £52.9k
Cash at bank
£75.6k
+6.3% from £71.1k
Employees (average)
3
Same as 3
Owed within a year
£23.0k
+4.6% from £22.0k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08561882. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Craven Financial’s history from the FCA register and Companies House, newest first.
2024
6 August 2024
- FCA warned the public about a scam impersonating this firm
FCA warning list
2018
4 January 2018
- Changed its registered name from "Simon Craven"
FCA register
2016
6 April 2016
- Simon Matthew Craven took control (75–100% of shares)
Companies House
2013
10 June 2013
- Incorporated at Companies House
- Simon Matthew Craven appointed as a director
Companies House
3 May 2013
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Craven Financial
Other FCA-listed firms that share a director, phone number or address with Craven Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its phone number
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Craven Financial
Other firms of the same type (insurance broker), nearest first.
In Cheshunt
In the Enfield (EN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Craven Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 6 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Craven Financial Limited FCA authorised?
What does appointed representative mean for Craven Financial?
What is Craven Financial’s phone number?
Is Craven Financial a scam or clone?
Is my money safe with Craven Financial?
Who owns Craven Financial?
Who runs Craven Financial?
How long has Craven Financial been in business?
What do Craven Financial’s latest accounts show?
Does Craven Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Craven finance / cravenfinance.com fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk