Craven Slater & Associates Ltd

Reference number: 230194

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Craven Slater & Associates Ltd (FRN 230194) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Craven Slater & Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Craven Slater & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cravenslater.com first appeared online, and whether it can receive email
  • What kind of line 01422 247225 is
  • Who else gives the postcode HX3 5AX
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Craven Slater Trading name: A name it trades under now.
  • Craven Slater Financial Services Former trading name: A name it used to trade under.
  • Craven Slater Mortgage Services Former trading name: A name it used to trade under.
  • Craven Slater Wealth Management Former trading name: A name it used to trade under.
  • Workplace Benefits Company Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CRAVEN SLATER & ASSOCIATES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
10 October 2003 (23 years old)
Registered office
E Mill, Dean Clough Mills, Halifax, HX3 5AX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Craven Director Feb 1972 7 Nov 2003 4 other companies
Richard Stuart Slater Director Feb 1972 7 Nov 2003 4 other companies
Kirsty Greenfield Director Nov 1978 9 May 2023 1 other company
David John Craven Secretary Not published 7 Nov 2003 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
5
still active
4

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£223k

No earlier figure to compare

Cash at bank

£876k

+87% from £468k

Employees (average)

12

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04928596. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Craven Slater & Associates’s history from the FCA register and Companies House, newest first.

2024

29 October 2024

  • Craven Slater 2024 Limited took control (75–100% of shares)
  • David John Craven stopped being a part-owner
  • Richard Stuart Slater stopped being a part-owner

Companies House

2016

6 April 2016

  • David John Craven became a part-owner (25–50% of shares)
  • Richard Stuart Slater became a part-owner (25–50% of shares)

Companies House

2003

12 December 2003

  • Became an appointed representative

FCA register

10 October 2003

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms like Craven Slater & Associates

Other firms of the same type (financial adviser), nearest first.

In Halifax

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Craven Slater & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Craven Slater & Associates Ltd FCA authorised?
Craven Slater & Associates Ltd (FRN 230194) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Craven Slater & Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Craven Slater & Associates Ltd (FRN 230194) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Craven Slater & Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Craven Slater & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Craven Slater & Associates’ phone number and website?
The FCA register lists the phone number 01422 247225 and the website cravenslater.com for Craven Slater & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Craven Slater & Associates a scam or clone?
Craven Slater & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Craven Slater & Associates?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Craven Slater & Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Craven Slater & Associates?
Craven Slater & Associates is owned by Craven Slater 2024 Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 October 2024. Before that, it was controlled by Mr David John Craven and Mr Richard Stuart Slater.
Who runs Craven Slater & Associates?
Companies House lists 3 directors of Craven Slater & Associates: David John Craven, Richard Stuart Slater and Kirsty Greenfield.
How long has Craven Slater & Associates been in business?
The company was formed on 10 October 2003.
What do Craven Slater & Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £223k (no earlier figure to compare) and cash at bank of £876k (+87% from £468k).
Does Craven Slater & Associates use any other names?
It trades as Craven Slater. It has previously used 4 other names, including Craven Slater Financial Services, Craven Slater Mortgage Services and Craven Slater Wealth Management.

Sources and links

The full report on Craven Slater & Associates Ltd

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