Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 March 2026
- Confirmation statement is overdue at Companies House
Responsible principal firm
Optimum Commercial Solutions Ltd Reference number: 808754 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Crawshaw Financial Services Ltd (FRN 985077) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Crawshaw Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Crawshaw Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
159 Lockoford Lane, Chesterfield, Derbyshire, S41 0TG, United Kingdom
In the full report: 2 background checks
- What kind of line 07875 396432 is
- Who else gives the postcode S41 0TG
Other names (1)
If you were contacted under any of these names, it is this firm.
- Harvest Commercial Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 12424109 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 January 2020 (6 years old)
- Registered office
- 324 Brimington Road, Chesterfield, S41 0TF, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter Mcfarlane | Director | Dec 1992 | 24 Jan 2020 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£124k
+7.1% from £116k
Employees (average)
3
Same as 3
Owed within a year
£66.1k
−13% from £75.6k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2021 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12424109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Crawshaw Financial Services’s history from the FCA register and Companies House, newest first.
2022
20 October 2022
- Began trading as "Harvest Commercial"
FCA register
11 October 2022
- Became an appointed representative
FCA register
2020
24 January 2020
- Incorporated at Companies House
- Peter McFarlane took control (75–100% of votes)
- Peter McFarlane appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Crawshaw Financial Services
Other firms of the same type (credit broker), nearest first.
In Chesterfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Crawshaw Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
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What does appointed representative mean for Crawshaw Financial Services?
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Is Crawshaw Financial Services a scam or clone?
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Who owns Crawshaw Financial Services?
Who runs Crawshaw Financial Services?
How long has Crawshaw Financial Services been in business?
What do Crawshaw Financial Services’ latest accounts show?
Does Crawshaw Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk