Creative Funding Solutions Limited

Reference number: 631176

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When creativefundingsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 1261 is
  • Who else gives the postcode RH11 7XL
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Other names (18)

If you were contacted under any of these names, it is this firm.

  • Ambulance Trader Trading name
  • ambulancetrader.co.uk Trading name
  • businessfundingsolutions.co.uk Trading name
  • cab.finance Trading name
  • commercialvehicle.finance Trading name
  • Creative Trading name
  • fastcar.finance Trading name
  • hardasset.finance Trading name
  • Hire Company Finance Trading name
  • horsebox.finance Trading name
  • https://creativefundingsolutions.co.uk/ Trading name
  • Leisure Vehicle Finance Trading name
  • leisurevehiclefinance.co.uk Trading name
  • lorry.finance Trading name
  • motorhome.finance Trading name
  • racingfinance.co.uk Trading name
  • towtruck.finance Trading name
  • towtruckfinance.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06910444
Company status
Active
Company type
Private limited company
Incorporated
19 May 2009 (17 years old)
Registered office
Amelia House, Crescent Road, Worthing, BN11 1QR, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael George Lowe Director Jul 1979 19 May 2009 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

£1,790

−99% from £169k

Cash at bank

£161k

−20% from £202k

Owed within a year

£392k

+7.1% from £366k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06910444. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creative Funding Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (30)

2021

28 July 2021

  • Creative Funding Solutions (Holdings) Limited took control (75–100% of shares)
  • Michael George Lowe gave up control

Companies House

2016

20 May 2016

  • Michael George Lowe took control (75–100% of shares)

Companies House

2015

14 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

19 May 2009

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Creative Funding Solutions

Other FCA-listed firms that share a director, phone number or address with Creative Funding Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Creative Funding Solutions

Other firms of the same type (credit broker), nearest first.

In Crawley

Ifield Golf & Country ClubCrawleyAuthorisedSteven BennettCrawleyAuthorisedDanny NevilleCrawleyAppointed representativeDebbie SpongCrawleyAppointed representativeSeelig Financial ServicesCrawleyAppointed representativeArc-IT Business Solutions LtdCrawleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creative Funding Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Creative Funding Solutions Limited FCA authorised?
Yes, Creative Funding Solutions Limited (FRN 631176) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Creative Funding Solutions’ phone number and website?
The FCA register lists the phone number 0330 223 1261 and the website creativefundingsolutions.co.uk for Creative Funding Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Creative Funding Solutions a scam or clone?
Creative Funding Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creative Funding Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Creative Funding Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Creative Funding Solutions to the Financial Ombudsman Service, free of charge.
Who owns Creative Funding Solutions?
Creative Funding Solutions is owned by Creative Funding Solutions (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 July 2021. Before that, it was controlled by Mr Michael George Lowe.
Who runs Creative Funding Solutions?
Companies House lists one director of Creative Funding Solutions: Michael George Lowe.
How long has Creative Funding Solutions been in business?
The company was formed on 19 May 2009, and has held its current FCA authorisation since May 2015.
What do Creative Funding Solutions’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £1,790 (−99% from £169k) and cash at bank of £161k (−20% from £202k).
Does Creative Funding Solutions use any other names?
It trades as Ambulance Trader, ambulancetrader.co.uk, businessfundingsolutions.co.uk, cab.finance and commercialvehicle.finance, and 12 more names. It has previously used the name towtruckfinance.uk.

Sources and links

The full report on Creative Funding Solutions Limited

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