Creative Healthcare

Reference number: 990340

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Appointed representative

Creative Healthcare does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Sante Partners Ltd Reference number: 914023 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Creative Healthcare (FRN 990340) is an AR of Sante Partners Ltd (FRN 914023). When you use Creative Healthcare's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Creative Healthcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When creativehealthcare.co.uk first appeared online, and whether it can receive email
  • What kind of line 07976 466064 is
  • Who else gives the postcode BB1 4HA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kathleen Grimshaw Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sante Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Creative Healthcare’s history from the FCA register and Companies House, newest first.

2025

13 February 2025

  • Changed its registered name from "Kathleen Grimshaw"
  • Stopped trading as "Creative Healthcare"

FCA register

2023

19 January 2023

  • Became an appointed representative
  • Began trading as "Creative Healthcare"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Creative Healthcare

Other firms of the same type (insurance broker), nearest first.

In Blackburn

Abdul HussainBlackburnAppointed representativeBlackburn Vaults LtdBlackburnAppointed representativeSearches Direct (Nationwide) LimitedBlackburnAppointed representativeBrown & Brown Health and Employee Benefits LimitedBlackburnAuthorisedFogartys Insurance Services LimitedBlackburnAuthorisedIzhar SonvadiBlackburnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creative Healthcare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Creative Healthcare FCA authorised?
Creative Healthcare (FRN 990340) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Creative Healthcare?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Creative Healthcare (FRN 990340) is an AR of Sante Partners Ltd (FRN 914023). When you use Creative Healthcare's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Creative Healthcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Creative Healthcare’s phone number and website?
The FCA register lists the phone number 07976 466064 and the website creativehealthcare.co.uk for Creative Healthcare. If you were given different contact details, use these to check with the firm before going any further.
Is Creative Healthcare a scam or clone?
Creative Healthcare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creative Healthcare?
Protection works through Sante Partners Ltd, the principal firm responsible for Creative Healthcare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Creative Healthcare use any other names?
It has previously used the name Kathleen Grimshaw.

Sources and links

The full report on Creative Healthcare

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