On the register, but not FCA authorised, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
- No FCA actions
- Accounts filed up to 31 August 2019
- Company: in liquidation
- Accounts are overdue at Companies House
- Confirmation statement is overdue at Companies House
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Kevin Lucas, Stanmore House, 64-68 Blackburn Street, Radcliffe, Manchester, M26 2JS, United Kingdom
In the full report: 1 background check
- Who else gives the postcode M26 2JS
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in liquidation.
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 09012284 (opens Companies House in a new tab)
- Company status
- Liquidation
- Company type
- Private limited company
- Incorporated
- 25 April 2014 (12 years old)
- Registered office
- Stanmore House 64-68 64-68 Blackburn Street, Manchester, M26 2JS
- Nature of business
-
- Security and commodity contracts dealing activities (SIC 66120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Mark Clauson | Director | Apr 1956 | 25 Apr 2014 | 6 other companies |
| David Howell Rees | Director | Feb 1954 | 25 Apr 2014 | 4 other companies |
| Keith Bernard Bolton | Director | Jun 1960 | 20 Feb 2015 | 7 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 6
- went insolvent
- 1
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- The 4 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£3,362
No earlier figure to compare
Cash at bank
£17.2k
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
£33.2k
No earlier figure to compare
Its next accounts are overdue at Companies House.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09012284. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Creative Trade Finance’s history from the FCA register and Companies House, newest first.
2019
24 December 2019
- Creative Capital Limited gave up control
- Creative Company Holdings Limited took control (75–100% of shares)
Companies House
2018
23 May 2018
- Registered with the FCA
FCA register
2016
6 April 2016
- Creative Capital Limited took control (75–100% of shares)
Companies House
2014
25 April 2014
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 7
Firms connected to Creative Trade Finance
Other FCA-listed firms that share a director, phone number or address with Creative Trade Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Get the full report on Creative Trade Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 1 background check on its contact details
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Creative Trade Finance Limited FCA authorised?
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Who runs Creative Trade Finance?
How long has Creative Trade Finance been in business?
What do Creative Trade Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk